Pennsylvania (Remote) Mortgage Loan Originator (MLO)

Welcome Home Mtg llc • Hackensack, NJ

58d • Remote

About The Position

Welcome Home Mtg, LLC is seeking a remote Mortgage Loan Originator (MLO) to join our team. This role is responsible for selling mortgage loans to customers, generating new business through relationship building, and guiding borrowers through the home buying and financing process. We offer leads during training and a paperless work environment.

Requirements

• Candidates should have experience directly related to the Mortgage Industry
• Must have appropriate state license or certificate (NMLS) in any of these states FL, NJ, CT or PA
• MLO LICENSE REQUIRED- Do not apply if you don't have an active NMLS ID #
• Spanish (Preferred)- but not required

Nice To Haves

• Spanish language proficiency

Responsibilities

• Primary duty is to sell mortgage loans to customers
• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals
• Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities
• Take information from the borrower and fill out the loan application
• Develop relationships with referral partners such as realtors to generate new customers
• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product
• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others
• Counsel and advise the borrower in understanding and clearing credit problems
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed
• Order legal documents
• Review Closing Disclosure with Clients Prior to Closing

Benefits

• PAPERLESS!
• Training & Marketing
• Leads Provided During Training

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed