Mortgage Loan Originator

First Western•Greenwood Village, CO

17h•Remote

About The Position

As a Mortgage Loan Officer, you'll be responsible for originating first mortgage loans and developing relationships with referral partners to support new business growth. Your role will involve working independently, spending a significant portion of your time outside the office engaging with clients and referral partners. You’ll ensure smooth loan transactions by overseeing each step and communicating effectively with all parties involved. By meeting sales goals, providing superior customer service, and maintaining knowledge of mortgage regulations, you'll help drive First Western's success in the mortgage lending market. If you're passionate about building client relationships and promoting mortgage products, this is your opportunity.

Requirements

Bachelor’s degree or equivalent work experience.
1-3 years of recent residential mortgage lending experience within a bank environment.
Proficient in Microsoft Office Suite, with a strong understanding of CRM tools, loan origination systems, and loan pricing engines.
Solid understanding of mortgage regulatory requirements, including the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act.
Proven ability to cultivate and maintain a quality referral network through prospecting, networking, and community outreach.
Strong analytical skills with the ability to analyze complex financial data and income calculations.
Ability to manage loan transactions from processing through closing, providing excellent customer service and communication.
Detail-oriented with the ability to work independently and collaboratively within an operations team.
Ability to work on complex issues, exercising judgment in selecting methods, techniques, and evaluation criteria for obtaining results.
Ability to meet critical deadlines and work in a paperless environment.
NMLS required upon hire.

Responsibilities

Originate first mortgage loans for sale to the secondary market and meet individual annual sales goals, aligned with office sales targets.
Develop and maintain a referral network through prospecting, cold-calling, networking, and participating in community outreach efforts that promote First Western and homeownership.
Spend more than 50% of your working time away from the office engaging in activities to solicit new mortgage loan business.
Provide exceptional customer service by managing loan transactions through processing and closing, and effectively communicating updates to all parties, including Realtors and referral partners.
Respond to all inquiries and referrals within 24 hours.
Meet with applicants either face-to-face or over the phone to determine the appropriate loan programs and products.
Analyze applicants’ financial information, including income and credit history, and complete preliminary qualification for loan programs.
Present complete loan applications and supporting documentation to the operations team within 72 hours.
Complete initial and subsequent loan disclosures with accuracy and in compliance with TILA, RESPA, and MDIA regulations.
Meet volume goals as set by the sales management team.
Attend all sales meetings and complete required training.
Stay up to date with mortgage regulations, policies, and procedures, ensuring compliance with all applicable laws.
Protect First Western Trust and its clients by utilizing security measures to prevent fraud and theft of assets or information.
Participate in periodic fraud and loss prevention training and adhere to best practices to protect company assets and information.