Mortgage Loan Originator

b1BANK • Houston, TX

4d

About The Position

The Mortgage Loan Originator is responsible for originating new mortgage loan business for the bank by working with referral partners, both internal and external. Originate conventional, FHA, VA, and RD loans which are compliant with investor requirements and all state and federal laws and regulations. This position will promote the bank’s products and services to existing and potential clients in the community.

Requirements

• High School diploma or equivalent is required.
• Must have 0 – 3 years of mortgage sales experience with understanding of FHA, VA, RD and conventional guidelines for various investors.
• Must be able to cultivate and maintain a consistent loan pipeline.
• Must be able to work independently and handle multiple priorities under deadline pressures and time restraints.
• Must be detailed oriented and able to follow set guidelines.
• Must have exceptional written and verbal communication skills.
• Must have organizational and time management skills.

Responsibilities

• Solicit business from potential and existing customers (outside and inside business location).
• Interviews loan applicants and processes loan applications for both purchase and refinance transactions.
• Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs.
• Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting.
• Works closely with the processor and underwriter to address any underwriting issues and get closed.
• Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and making sure their pipeline meets the bank's requirements.
• Provides and maintains a professional, business-like atmosphere within the organization.
• Represents the financial institution in public relations activities and community affairs.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED