Mortgage Loan Originator, North GA

Silverton Mortgage•Canton, GA

11h•Onsite

About The Position

Silverton Mortgage is a people-first organization that believes in giving back to the community through The Silverton Foundation. We offer extensive product lines and maintain an in-house loan process that provides a competitive edge. Our team members work closely with borrowers to find the right mortgage program to fit their specific needs, guided by the strong belief that communication is key. We take pride in helping home buyers through the entire loan process, from application to closing, managing all aspects in-house. We have been recognized as a top place to work by multiple organizations, including the Atlanta Journal and Constitution and the Financial Services Industry, for our innovation, work-life flexibility, and compensation & benefits.

Requirements

Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including successful completion of required background checks and obtaining a Unique Identifier from the NMLS.
Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences.
Strong computer skills, experience utilizing laptop technology and loan originator software.
Excellent time management skills.

Nice To Haves

Preferred minimum of 2 years of residential mortgage origination.
Documented residential mortgage loan volume in the past 12 months.
Established relationships with local referral networks.

Responsibilities

Originating residential mortgage loans that meet Silverton’s guidelines.
Abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed.
Maintaining active Mortgage Loan Originator licensure and keeping current information in the National Mortgage Licensing System.
Abiding by Silverton’s company-specific compliance policies, including but not limited to Silverton’s Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.
Meeting production guidelines as established by the Branch Manager.
Originating the file, quoting, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client.
Communicating the loan process to borrowers, fully describing the borrower’s responsibilities during the loan application and loan term.
Verifying information provided by the borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions.
Submitting files into processing.
Self-managing time and structuring work hours when companies are open and consumers are available to ensure availability to customers and Silverton’s support staff.
Generating own leads, as Silverton does not typically provide leads to MLOs. Business should be built on referrals from existing customers and contacts.