Mortgage Loan Originator (Texas)

First Western

3d•Hybrid

About The Position

First Western is seeking a passionate and experienced Mortgage Loan Originator to join our Texas Mortgage team. This role is vital in helping high-net-worth clients achieve their financial goals by delivering comprehensive solutions that exceed client expectations. The ideal candidate is passionate about providing exceptional service and is looking for a challenging and rewarding opportunity.

Requirements

Proficient in Microsoft Office Suite
Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
Demonstrated success in cultivating and maintaining a quality referral network
Ability to analyze and calculate income from complex financial data
Solid understanding of mortgage loan processing, underwriting, and closing
Professional presentation, written and verbal communications skills
Detail-oriented
Bachelor's Degree, Or equivalent work experience
1-3 years of recent residential mortgage lending experience, preferably within a bank environment
Active NMLS registration, Upon Hire

Responsibilities

Meet individual annual sales goal component assigned in conjunction with annual office sales goals.
Develop a referral network through prospecting, networking, cold-calling, and community outreach.
Spend more than 50% of working time away from the office soliciting new mortgage loan business.
Provide exceptional customer service by overseeing each loan transaction through processing and closing.
Effectively communicate updates to all parties, including Realtors and referral partners.
Respond to all inquiries and referrals within 24 hours.
Meet applicants face-to-face or over the phone.
Conduct interviews with potential applicants to determine appropriate loan programs/products.
Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification.
Present a full and complete loan application with supporting documentation to the operations team within 72 hours.
Complete all initial and subsequent loan disclosures accurately and timely, adhering to TILA, RESPA, and MDIA regulations.
Meet volume goals as established by the sales management team.
Attend all sales meetings and successfully complete all required training.