ESSA Bank, Mortgage Originator, Hybrid

ESSA Bank•Allentown, PA

8h•Hybrid

About The Position

The Mortgage Loan Originator is responsible for actively contributing to the bank’s sales and business development efforts by identifying and developing new lending opportunities. This includes performing outreach activities to prospective borrowers, reporting key updates to supervisor, documenting sales and service efforts, coordinating effectively within the Mortgage Origination Department, be compliant with policy and procedures, and respond promptly to internal and external inquires or request for information. Compensation structure is Base Salary + Commission. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position.

Requirements

Employee must maintain an active registration status with NMLS(Nationwide Mortgage Licensing System)
A high school diploma or general education degree (GED) is required, with related experience and secondary education preferred.
A background screening will be conducted.
Ability to read, comprehend, and interpret documents.
Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization.
Ability to communicate to clients directly and effectively.
Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use.
Prior experience or the ability to learn core transaction system, loan origination system, and any other computer programs pertinent to performing job duties.
Ability to add, subtract, multiply, and divide in all units of measure.
Ability to compute rate, ratio, and percentages.
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
Ability to solve challenging problems involving several variables in a standardized situation.

Nice To Haves

secondary education preferred
Candidates should have significant training and expertise in mortgage and retail lending, deposit origination, compliance, software, and customer service.
Seeks to implement and leverage services and technologies that create efficiencies
Seeks professional development opportunities
Continuously seek additional opportunities for learning new skills, sharpening existing skills and keeping updated on current regulations, software improvements, and market conditions.

Responsibilities

Develop, maintain, and grow a personal network of realtors, builders, financial advisors, and other referral sources to generate mortgage applications.
Consults with clients to assess their financial needs and recommend essential mortgage products.
Ensures applications are complete and accurate.
Collaborates with the underwriting team to ensure regulatory compliance and provide a positive experience for the client through closing.
Regularly engage away from the employer's place of business. Making sales calls or participating in various marketing activities outside the office.
Stay informed of investor guidelines, loan program updates, and regulatory requirements to remain compliant with policy and procedure.
Accountable to meet annual goals.

Benefits

Medical, Dental, Vision & Life Insurance
401K with company match
Paid Time Off & Recognized Holidays
Leave policies
Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
Employee Assistance Program
Employee Health & Wellness Program
Special Loan and Deposit Rates
Gradifi Student Loan Paydown Plan
Rewards & Recognition Programs and much more!