Mortgage Loan Originator - Colorado Springs

Clayton•Colorado Springs, CO

18h•Onsite

About The Position

Silverton Mortgage is seeking a motivated Mortgage Loan Originator (MLO) to join their team in Colorado Springs. This role focuses on originating residential mortgage loans that meet Silverton's guidelines, ensuring compliance with all federal and state laws governing the mortgage industry. The MLO will manage the entire loan process from application to closing, working closely with borrowers to find the right loan programs for their specific needs. The company emphasizes strong communication, an in-house loan process for a competitive edge, and a commitment to giving back through The Silverton Foundation. Silverton Mortgage offers extensive product lines, sales training resources, and a supportive work environment aimed at helping Loan Originators grow their business.

Requirements

Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including successful completion of required background checks and obtaining a Unique Identifier from the NMLS.
Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences.
Strong computer skills, experience utilizing laptop technology and loan originator software.
Excellent time management skills.

Nice To Haves

Preferred minimum of 2 years of residential mortgage origination.
Documented residential mortgage loan volume in the past 12 months.
Established relationships with local referral networks.

Responsibilities

Originate residential mortgage loans that meet Silverton’s guidelines.
Abide by and remain in compliance with all Federal and State laws governing the mortgage industry.
Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System.
Abide by Silverton’s company-specific compliance policies, including but not limited to Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.
Meet production guidelines as established by the Branch Manager.
Originate the file, quote, make application, disclose within RESPA, Reg Z and Fair Credit and Reporting guidelines and request all required documentation from the client.
Communicate the loan process to borrowers, fully describing borrower responsibilities during the loan application and loan term.
Verify information provided by the borrower, complete the application review and prepare the file for submission to underwriting, meeting all conditions.
Submit files into processing.
Self-manage time and structure work hours when companies are open and consumers are available to ensure availability to customers and Silverton’s support staff.
Generate own leads, building business on referrals from existing customers and contacts.