Mortgage Loan Originator

Northrop Grumman Federal Credi•Gardena, CA

8h•$30 - $36•Onsite

About The Position

We are seeking a motivated, service-driven Mortgage Loan Originator to join our mortgage lending team. This role is responsible for originating residential mortgage loans, managing inbound member inquiries, and guiding applicants through the mortgage process from application through closing. The ideal candidate has a proven track record in mortgage lending, strong knowledge of mortgage guidelines, and a passion for delivering exceptional member service.

Requirements

Minimum of 2 years of mortgage loan origination experience.
Active Nationwide Mortgage Licensing System (NMLS) registration required.
Strong understanding of mortgage lending guidelines, compliance requirements, and secondary market standards.
Experience running Desktop Underwriter (DU) and analyzing borrower credit profiles.
Proven ability to meet or exceed loan production goals.
Proficiency in Microsoft Outlook, Word, and Excel.
Excellent communication, relationship-building, and customer service skills.
Strong organizational and time-management abilities.
Ability to work independently while collaborating effectively within a team environment.
Detail-oriented with the ability to manage multiple priorities in a fast-paced setting.

Nice To Haves

Bachelor's Degree preferred; equivalent experience may be considered.
Experience with Encompass Loan Origination System (LOS) preferred.

Responsibilities

Manage and respond to daily inbound mortgage leads and member inquiries.
Conduct outbound calling campaigns to generate new mortgage loan opportunities.
Interview members and accurately complete mortgage loan applications.
Evaluate borrower qualifications by reviewing credit reports, income documentation, assets, and other required financial information.
Match members with the most appropriate mortgage products based on their financial needs and goals.
Run credit checks and Desktop Underwriter (DU) findings to determine loan eligibility.
Collect, review, and organize required documentation, including tax returns, W-2s, pay stubs, mortgage statements, purchase contracts, and asset documentation.
Prepare complete loan packages for submission to underwriting and processing.
Deliver loan disclosures, loan estimates, and other required compliance documentation.
Maintain compliance with all mortgage lending regulations and credit union policies.
Manage an active pipeline to ensure loans progress efficiently toward closing.
Serve as the primary point of contact for members throughout the mortgage process.
Communicate effectively with real estate agents, escrow officers, title companies, underwriters, processors, and internal departments.
Provide regular status updates and exceptional service throughout the loan process.