Mortgage Loan Originator

PriorityOne Bank • Hattiesburg, MS

5d

About The Position

The Mortgage Loan Originator plays a critical role in guiding prospective homebuyers through the mortgage application and approval process, ensuring a seamless and positive experience. This position is responsible for evaluating clients' financial situations, recommending appropriate mortgage products, and facilitating loan applications from initiation to closing. The role requires a deep understanding of residential mortgage products, including VA loans, and the ability to navigate complex regulatory requirements within the mortgage banking industry. The Mortgage Loan Originator acts as a trusted advisor, building strong relationships with clients, real estate agents, and underwriters to ensure timely and accurate loan processing. Ultimately, this role drives business growth by originating high-quality mortgage loans while maintaining compliance and delivering exceptional customer service.

Requirements

• Valid Mortgage Loan Originator license as required by state and federal regulations.
• Proven experience in mortgage loan origination, including residential mortgage loans and loan closing processes.
• Strong knowledge of mortgage banking practices, VA loans, and loan origination systems.
• Excellent communication and interpersonal skills to effectively interact with clients and stakeholders.
• Ability to analyze financial documents and credit reports to assess loan eligibility.
• Mortgage loan origination, loan closing, and knowledge of residential mortgage products.
• Expertise in VA loans and mortgage banking.
• Strong communication and interpersonal skills.
• Analytical skills are critical for evaluating financial documents and credit reports to determine loan eligibility and risk.

Nice To Haves

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Experience working within the VA loan program and familiarity with its specific guidelines.
• Proficiency with mortgage loan origination software and CRM systems.
• Demonstrated success in meeting or exceeding loan origination targets.
• Additional certifications related to mortgage lending or financial services.

Responsibilities

• Evaluate clients’ financial information and creditworthiness to determine suitable mortgage loan options.
• Guide clients through the mortgage loan application process, explaining terms, conditions, and requirements clearly.
• Collaborate with underwriters, loan processors, and real estate professionals to ensure timely loan approval and closing.
• Maintain up-to-date knowledge of mortgage products, industry regulations, and market trends to provide accurate advice.
• Manage loan documentation and ensure compliance with all federal, state, and company policies throughout the loan origination lifecycle.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level