Mortgage Loan Officer (Hampton Roads & Richmond, VA)

Atlantic Union Bank • Virginia Beach, VA

1d

About The Position

The Mortgage Banking Sales area is responsible for selling mortgage banking products and services to individual and corporate clients. The Mortgage Business Development Sales group identifies, evaluates, and negotiates new sales and marketing growth opportunities within the mortgage business. This role applies broad theoretical job knowledge typically obtained through advanced education and work experience, with responsibilities including identifying and pursuing new business opportunities, conducting client needs assessment, presenting mortgage solutions, managing the loan origination process, and building and maintaining relationships with real estate professionals and referral partners. Work is closely supervised, and problems faced are not typically difficult or complex. The role involves explaining facts, policies, and practices related to the job area.

Requirements

• Bachelor's Degree required; equivalent combination of education and experience may be considered
• Typically requires 0 - 2+ years prior experience, with broad understanding of the field
• May require obtaining and/or maintaining NMLS registration

Responsibilities

• Identifying and pursuing new business opportunities
• Conducting client needs assessment
• Presenting mortgage solutions
• Managing the loan origination process
• Building and maintaining relationships with real estate professionals and referral partners
• Identifying and developing optimal revenue models, sales/distribution channels, pricing, and new mortgage product development strategies
• Identifying and negotiating strategic partnerships, such as Realtor/builder relationships, affinity programs, and referral agreements, including financial arrangements and customer sharing consideration
• Prioritizing and tracking investments across new mortgage product development initiatives
• May be responsible for project managing/integrating new business ideas and/or acquisitions
• Other duties as assigned

Benefits

• medical
• dental
• vision
• life insurance
• disability coverage
• paid time off
• retirement savings through a 401(k) plan
• wellness resources
• other programs designed to support teammates' health and financial well-being
• incentive compensation
• bonuses
• other variable compensation

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level