Mortgage Loan Officer

Mercantile Bank•Midland, MI

7d•Onsite

About The Position

Join Mercantile Bank as a Mortgage Loan Officer and take your career in Mortgage Lending to the next level. You will have the opportunity to directly influence your community and customers' lives by helping them secure their dream homes. Our competitive commission-based pay structure rewards your hard work and dedication, ensuring that your efforts are acknowledged and compensated. As a Mortgage Loan Officer at Mercantile Bank, you hold a vital revenue-generating position that directly influences our bank's income while fulfilling the "American dream" of homeownership for your clients. Your high professional standards will represent our brand in the community, allowing you to build invaluable relationships and generate stable referral sources. You'll connect with customers to understand their personal goals and align them with our diverse mortgage products and services. As part of a dedicated team that prioritizes integrity and excellence, you'll lead a seamless lending process, originating mortgage applications, conducting interviews, and ensuring accurate file management. Your collaboration with our Retail, Commercial, and Treasury teams will enhance customer value through additional services, while our localized management provides the support needed to respond to market trends effectively. Experience the satisfaction that comes from watching your hard work translate into success-both for your customers and in your paycheck!

Requirements

Bachelor's degree or four years of sales experience, particularly in banking or lending
Two years of experience in the mortgage lending industry, demonstrating a strong track record of mortgage sales with a monthly volume of 4-5 closed units totaling around $750,000
Registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS)

Nice To Haves

Strong sales acumen paired with the ability to build lasting relationships
Comprehensive understanding of the local market

Responsibilities

Build strong and lasting relationships in your market
Own your customer experience by leading the mortgage loan process from beginning to end, while receiving support that is tailored to your needs
Offer great products that meet and exceed your customer's expectations
Work with an amazing team to close loans in an average of 23 days
Originate mortgage applications
Conduct interviews
Ensure accurate file management
Collaborate with Retail, Commercial, and Treasury teams to enhance customer value through additional services