Mortgage Loan Officer

MID-MISSOURI BANK•Springfield, MO

14d•Onsite

About The Position

At Mid-Missouri Bank, we believe great work starts with great people. We’ve built a culture where collaboration, innovation, and a little fun go hand in hand and were giving back to our community is part of who we are. As a Mortgage Loan Officer, you'll do more than originate home loans. You'll help individuals and families achieve the dream of homeownership while building trusted relationships with customers, Realtors®, builders, and community partners across southwest Missouri. This is an exciting opportunity to grow your career in a region that continues to attract new residents, expand neighborhoods, and create demand for housing. You'll have the chance to make a meaningful impact by helping customers navigate one of the most important financial decisions of their lives, while representing a community bank known for exceptional service and local decision-making. We value respect, inclusion, teamwork, and supporting one another's success. We believe a great workplace includes celebrations, camaraderie, and opportunities to enjoy what you do. Through training, mentorship, and career development opportunities, we're committed to helping you grow. You'll be empowered to use your expertise to identify the best lending solutions for customers while operating with integrity and a commitment to regulatory compliance and fair lending practices. Most importantly, you'll join a team that works together to serve customers, strengthen communities, and support one another. Join a bank that invests in its employees as much as its customers and was named Missouri's #1 Best Bank by Forbes in both 2025 and 2026.

Requirements

Strong oral and written communication skills
Thorough understanding of the company’s policies, procedures, systems, and objectives.
Excellent interpersonal and negotiation skills.
Excellent organizational skills and attention to detail.
Strong analytical and problem-solving skills with a proven ability to exercise initiative, judgment, and discretion.
Ability to function well in a high-paced and at times stressful environment.
Strong interpersonal skills
Substantial knowledge of loan types and documents
The ability to work independently
Proficient with Microsoft Office Suite or related software.
Minimum of 2-5 + Years Mortgage, sales or related experience
Bachelor’s degree in finance, business or economics

Responsibilities

Procures Secondary market and Portfolio mortgage loans and cross selling of Bank products including home equity loans.
Informs prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations.
Personally interviews loan applicants.
Completes each loan application and oversees all pre-processing functions in a timely manner to permit the good faith estimate and other required disclosures to be provided to applicants within the requested time period.
Oversees ordering of credit reports, client documents, automated underwriting systems and other information as needed on residential loan applicants.
Complies with lending regulations and bank’s underwriting guidelines and lending policies.
Determines appropriate loan programs and product types for applicants.
Must be proficient with loan pricing, i.e. rates/points