Mortgage Loan Officer - Home Loans Division

Central Pacific Bank • Honolulu, HI

3d • Onsite

About The Position

Responsible for managing relationships and generating new mortgage loans from Realtors, referral partners, prospective homebuyers and borrowers. Spends a majority of their time performing outside sales and generating their own new mortgage production. Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Requirements

• High School Diploma or GED equivalency required.
• 3+ years of experience in the mortgage industry with a solid knowledge of mortgage loans, including qualifying criteria, individual product parameters and applicable regulatory requirements.
• Valid Driver’s License required.
• Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO).

Responsibilities

• Direct Individually originate and close a minimum level in residential mortgage loans per month.
• Interview applicants to determine their ability to qualify for a mortgage loan.
• Analyze the applicant’s financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs.
• Input customer information into the loan origination system and all other systems (i.e., automated underwriting, contact management, etc.) as deemed necessary.
• Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of HLD or of various wholesale funding sources.
• Monitor loan file throughout the entire process up to and including recordation.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED