Mortgage Loan Officer - Home Loan Direct (Remote)
Regions•Birmingham, AL
•$31,200 - $70,000•Remote
About The Position
At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals.
Requirements
- High School Diploma or GED
- This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS).
- Must be able to build and maintain internal and external relationships to deliver high levels of service
- Must be able to multi-task competing priorities and meet tight deadlines
- Proficient in Microsoft Office products
- Strong desire to consistently provide world class Customer Service
- Strong written and verbal communication skills
Nice To Haves
- Bachelor’s degree
- Previous Sales Experience
- Previous Customer Service Experience
- Desire for a Mortgage Banking Career
- Ability to learn and consult on various mortgage products
- Ability to learn mortgage systems and technology
- Demonstrate Consultative Sales ability
- Good organizational skills
- Candidate must sit within Regions 16 state footprint
- Mortgage Loan Officers with a current minimum of 1M per month average proven production volume
- Current mortgage origination experience
Responsibilities
- Completes mortgage applications for submission to the loan processing and underwriting departments
- Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
- Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
- Structures loan to comply with acceptable lending practices and Federal regulations
- Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone
- Answers customer calls and business partner referrals to discuss various loan products and qualification information
- Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
- Cross-sells other bank products and services
- Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
- May participate in networking through professional, business and community organizations and activities to promote and market loan products
Benefits
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
