Mortgage Loan Officer - Northern Colorado

Wings Credit Union•Boulder, CO

About The Position

The Mortgage Loan Officer works with Wings members and potential members to identify and secure mortgage loans suited to their financial goals, including home ownership. The role responds to and follows up on member inquiries from multiple sources, collects and analyzes financial information, assesses financing circumstances, and determines appropriate mortgage products. This includes reviewing competing offers and understanding the advantages and disadvantages of available loan products. The position supports relationship-building and business expansion across Longmont and Boulder County.

Requirements

High school diploma, G.E.D., or equivalent.
At least 1 year of mortgage industry origination or mortgage sales experience.
NMLS registration in good standing.
Driver's license with an acceptable driving record.
Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements.
Understanding of nonprofit down payment programs available to members.
Knowledge of Desktop Underwriter (DU).
Strong technical experience with PCs, Excel, database software, and web tools.
Strong external sales and networking skills.
Excellent communication skills.

Nice To Haves

At least 5 years of mortgage experience, including at least 2 years in mortgage sales origination.

Responsibilities

Build external Realtor and business development relationships through contacts, events, shows, seminars, education, and committees.
Take mortgage applications and review initial findings and decisions.
Independently analyze assets, income, and data required by Desktop Underwriter (DU).
Collect member data and appraisal fees.
Complete continuing education.
Refer members to other Wings departments, including EIS and CRE.
Remain aware of and adhere to Wings policies, procedures, and regulations pertaining to the Bank Secrecy Act.