First Lonestar Bank Mortgage Loan Officer

FIRST LIBERTY BANK•Frisco, TX

125d•$65,000 - $200,000•Onsite

About The Position

A Mortgage Loan Officer will originate mortgage loans in full compliance with the Bank’s Loan Policy as well as maintain compliance with all applicable federal, state, and local regulations, laws, and agency requirements for 1-4 Family residential mortgage lending. The role involves establishing and maintaining relationships with realtors, bank officers, builders, and new home sales representatives to develop and retain business. The officer will meet with applicants to advise on the best loan products, obtain necessary information for loan applications, and ensure compliance with all disclosures and regulations. This role requires maintaining communication with applicants throughout the process, attending training to stay knowledgeable in the mortgage industry, and performing duties with integrity and respect. Other duties may be assigned to ensure excellent customer service and product delivery.

Requirements

Minimum 6 months experience in the mortgage industry.
Must have excellent customer service skills and be able to work in a team environment.
Must be proficient with computers, with basic to Intermediate computer skills in Microsoft Office, including Word, Excel, and Outlook required.
Must have excellent written and oral communication skills.
Must be adaptable to the changes in the mortgage market.
Must be a self-starter.
High school graduate required

Nice To Haves

No experience; we will train the right candidate.
NMLS license preferred.
some college preferred.

Responsibilities

Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business.
Meets with applicants/borrowers and acts as a mortgage loan advisor in order to determine the best loan product to accomplish the desired outcome for the particular situation in accordance with Bank Loan Policy.
Obtains necessary applicant/borrower information to accurately complete a loan application and maintains strict confidentiality with the information received.
Complies with and provides all disclosures applicable to residential mortgage lending rules, regulations and guidelines to the applicant/borrower within the timeframes required by regulation or law.
Collects and retains required documentation and information necessary for processing and approval of the mortgage loan request.
Maintains appropriate communication with applicant/borrower throughout the loan application process to assure loan timely approval and closing.
Attends necessary training required to maintain and assure a high level of knowledge in the mortgage loan industry and to maintain any necessary certifications.
Performs all duties with the utmost integrity, honesty, confidentiality and superior level of respect for the applicant/borrower.
Other duties deemed necessary in order to deliver excellent customer service and a high quality delivery of products to both the applicant/borrower and other Bank staff.