Mortgage Loan Officer

Banner Bank•Issaquah, WA

4d•Hybrid

About The Position

As a Mortgage Loan Officer with Banner Bank, you will be part of our Mortgage Lending team, which was awarded the 2020 Residential Diversity and Inclusion Leadership Award by the Mortgage Bankers Association. This outstanding team delivers superior value to our clients by attracting and making real estate loans that meet Bank standards for economic value and safety, contributing to the long-term profitability of the Bank's operations. In this role, you will have the opportunity to originate real estate loans from various sources, ensure originated loans are set up in the Bank's computer system and processed for submission to underwriting, identify opportunities and provide financing sheets for listings and Realtor/builder open houses, attend weekend open houses and/or subdivisions for loan solicitation purposes, attend regular Realtor Association and Builder Association meetings, attend internal training sessions, internal sales meetings, and external training opportunities as assigned, take applications or meet with clients at Bank branch locations, attend closing signing appointments as needed, promote home ownership through community outreach efforts, specifically in the communities around designated branch locations demonstrating inclusive marketing efforts to develop new leads, loans, and bank relationships, and conduct first-time home buyer classes at or in close proximity to branches, host booths at non-profit community events, etc. You will also be responsible for complying with policies, procedures, security requirements, and government regulations.

Requirements

H.S. Diploma required
NMLS registration required
3+ years of experience in residential mortgage origination required
Proven history of success in consistent closing and funding of loans to meet sales goals.
Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
Possess effective presentation, verbal and written communication, and negotiation skills.
Knowledge of current market competition, sales strategies, trends, and activity.
Knowledge of federal and state laws and regulations relating to real estate lending.

Nice To Haves

Bachelor's Degree in Finance, Accounting, Business, or other related field preferred

Responsibilities

Originate real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
Ensure originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
Identify opportunities and provide financing sheets for listings and Realtor/builder open houses.
Attend weekend open houses and/or subdivisions for loan solicitation purposes.
Attend regular Realtor Association and Builder Association meetings.
Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.
Take applications or meet with clients at Bank branch locations.
Attend closing signing appointments as needed.
Promote home ownership through community outreach efforts, specifically in the communities around designated branch location demonstrating inclusive marketing efforts to develop new leads, loans and bank relationships.
Conduct first time home buyer classes at or in close proximity to branch, host booths at non-profit community events, etc.
Comply with policies, procedures, security requirements, and government regulations.