Mortgage Loan Officer

American Federal Bank•Crookston, MN

1d•Onsite

About The Position

Start a challenging and rewarding career with American Federal, a financially strong, employee-owned community bank offering top-tier benefits, paid time off, an exciting work environment, and more! POSITION OVERVIEW The Mortgage Loan Officer is responsible for developing, managing and growing a profitable mortgage business practice. They act as a mortgage advisor to individuals, developing solutions and delivering specialized knowledge in mortgage banking. They are competent in mortgage products, services and delivery systems, operational procedures, and consumer credit and mortgage analysis. They identify referral opportunities to Sales Bankers and Registered Representatives and are principally engaged in outside sales generating new customers of the bank.

Requirements

Require advanced specialized knowledge and experience acquired over a prolonged period to analyze, interpret and make independent decisions from varying facts or circumstances
College degree in business, banking, finance or a related field or equivalent
Minimum five years of experience in Mortgage Lending
Ability to analyze detailed financial and credit data information
Nationwide Mortgage Licensing System (NMLS) Registry for Mortgage Loan Originators registration

Responsibilities

Provide expert advice in mortgage banking by recommending the best solutions to help clients reach their goals
Commitment to American Federal values, including honesty, integrity, and trustworthiness
Continual building of job knowledge and expertise
Develop trust and build loyal, long-term, personal relationships with clients and referral partners
Advise customers on residential loan product options and gather information needed for underwriting activities, and close approved loans
Identification of sales opportunities and referrals to Sales Bankers and Registered Representatives