Mortgage Loan Officer
About The Position
At Bank of England Mortgage (BOEM), we are seeking a full-time Mortgage Loan Officer to build their business with the support to grow it. BOEM combines the product capabilities and lending reach of a larger institution with the accessibility and personal support of a smaller organization. Our Loan Officers work closely with our mortgage operations team and leadership, giving them access to the people and resources they need to move opportunities forward. Whether you're an experienced mortgage professional looking for a better platform to grow your business or a sales professional ready to build a career in mortgage lending, BOEM offers an environment where you can make an impact. We are looking for motivated, relationship-focused professionals who take ownership of their business and deliver exceptional customer experience.
Requirements
- Bachelor's degree in business/finance related field or High school diploma or GED with previous mortgage/financial institution experience, or commission-oriented sales experience
- Strong customer service and relationship-building skills.
- Effective written and verbal communication skills.
- Strong organization, problem-solving, and time-management abilities.
- Self-motivated, results-oriented approach with the persistence and initiative needed to succeed in a sales environment.
- Comfortable using technology and learning mortgage lending systems.
- Upon Employment, this position requires successful registration with the National Mortgage Licensing System and Registry (NMLS) or transfer of an existing registration to Bank of England/Bank of England Mortgage, as applicable, in accordance with the SAFE Act. Continued employment is contingent upon maintaining required registration and completing applicable regulatory and company training.
Nice To Haves
- Mortgage lending and Encompass experience are preferred but not required for all candidates.
Responsibilities
- Generate new business through referral relationships, prospecting, self-sourced opportunities, and company-provided leads, as applicable.
- Consult with borrowers to understand their financial goals and recommend appropriate mortgage products and financing options.
- Take and complete mortgage loan applications and gather the documentation needed to move loans through the approval process.
- Review borrower financial and credit information and identify potential issues before submitting loans for processing and underwriting.
- Maintain regular communication with borrowers throughout the mortgage process and provide a high level of customer service from application through closing and beyond.
- Partner closely with internal teams to resolve issues and keep loans moving toward closing.
Benefits
- Medical and prescription drug coverage with two plan options and HSA eligibility
- Dental and Vision insurance
- Company-paid group life and AD&D insurance
- Supplemental life and AD&D coverage
- Short-term and long-term disability coverage
- Accident, critical illness, and hospital indemnity insurance options
- Employee Assistance Program with counseling, legal, and financial support resources
- 401(k) retirement plan (Pre and Post Tax) with employer matching
- Paid time off (PTO)
- Paid company holidays
- Paid bereavement leave
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
