Mortgage Loan Officer (NMLS Licensed) - Hybrid
About The Position
FocusOne Mortgage Solutions is seeking experienced, licensed Mortgage Loan Officers to join their team in the Jersey Village/Cypress area of Northwest Houston. This role offers a strong advantage with access to inbound mortgage leads from multiple credit union partners, providing a solid foundation for production. Loan Officers are also encouraged to develop referral relationships and bring in self-sourced business. FocusOne offers a wide variety of mortgage solutions, including portfolio, brokered, FNMA/conventional, and government loan programs, and is currently licensed in Texas, Louisiana, New Mexico, and Oklahoma with expansion plans. The ideal candidate is a self-starting Licensed Loan Officer who enjoys assisting borrowers with purchasing, upgrading, refinancing, or finding their ideal home.
Requirements
- Active NMLS license required; candidates must maintain licensing in good standing and obtain additional state licenses as business needs require.
- High School Diploma or GED required.
Nice To Haves
- Minimum 2 years of successful residential mortgage loan origination experience preferred.
- Experience with purchase, refinance, first-time homebuyer, move-up buyer, portfolio, brokered, conventional/FNMA, and government loan products preferred.
- Strong sales, consultative communication, customer service, phone, and relationship-building skills, with the ability to manage inbound credit union partner leads and self-sourced opportunities.
- Strong understanding of mortgage guidelines, disclosures, documentation requirements, credit, income, asset analysis, and pipeline management; Encompass or another Loan Origination System and Microsoft Office experience preferred.
- Detail-oriented, organized, accurate, self-motivated, ethical, and able to manage multiple borrowers, referral sources, deadlines, and loan files simultaneously.
- Spanish/English bilingual skills preferred.
Responsibilities
- Respond promptly to inbound mortgage leads from multiple credit union partners, FocusOne business channels, customer inquiries, referral partners, and self-sourced contacts.
- Consult with prospective borrowers to understand homeownership goals, financing needs, credit profile, income, assets, and timeline; analyze information and advise on appropriate loan options, pricing, guidelines, documentation requirements, and next steps.
- Originate accurate loan applications, gather supporting documentation, and structure complete files for efficient submission to processing.
- Maintain consistent communication with borrowers, credit union partners, Realtors, referral sources, title companies, Loan Officer Assistant support, and internal operations teams from application through closing.
- Manage pipeline activity, follow up on outstanding items, monitor milestones, and coordinate with processing, underwriting, closing, and management to resolve file issues promptly.
- Build productive credit union partner and referral relationships, maximize inbound lead opportunities, develop self-sourced business, and maintain current product, guideline, licensing, HMDA, and compliance knowledge.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
