Mortgage Loan Closing Specialist-1

SouthState Bank

5d•Remote

About The Position

The Mortgage Senior Closing Specialist is responsible for taking ownership of all tasks and challenges encountered in their assigned position. This role involves creating and generating the Closing Disclosure, mortgage closing documents, and reviewing these documents for loan funding. The specialist ensures that loans meet all requirements and regulations, while maintaining compliance with SouthState Bank's Corporate Code of Conduct and Ethics, anti-money laundering guidelines, regulatory requirements, and all other applicable procedures.

Requirements

Basic computer knowledge and ability to learn other software.
Working knowledge of Microsoft Outlook, Word, and Excel.
Professional standard when working with customers and co-workers.
Effective listening skills.
Professional communication standards, including spelling and punctuation.
Asks questions when necessary for clarification purposes.
Keeps all parties accurately informed.
Communicates timely.
Maintains confidentiality where applicable.
Work product is thorough and accurate.
Highly organized.
Maintains a high level of data integrity.
Works professionally with others.
Cooperative and engaged when participating in group exercises.
Supports working toward common goals.
Able to keep up with and implement changes.
Can handle simultaneous tasks.
Able to adhere to specific timelines/deadlines.
Organizes time and resources efficiently.
Manages multiple tasks.
Meets deadlines consistently.
Provide a high level of service to internal and external customers.
High school diploma or equivalent.
2 – 4 years residential mortgage lending experience.
2 – 4 years residential mortgage loan closing experience.

Nice To Haves

Working knowledge of Encompass LOS preferred, but not required.

Responsibilities

Perform closing functions for government and conventional loans according to established timelines, Standard Process Flow, regulations and procedures.
Obtain all required information to complete the Closing Disclosure (CD).
Deliver the CD within required timeframes to ensure customers closing date is met.
Perform Mavent run, review and clear as necessary.
Monitor all closings for accuracy and compliance, handle cures as necessary.
Supports specialty products or unique scenarios.
Supports high levels of production.
Communicate with settlement agent/attorney and paralegal partners.
Review title requirements, exceptions, and other information obtained for accuracy, completeness, and conformance.
Review documentation in loan system or enter the data into the loan system.
Obtain additional documentation needed from all sources.
Prepare closing instructions and review required loan documentation and Closing Disclosure for accuracy.
Maintains high degree of accuracy in funding calculations.
Serve as a resource for other closing specialists for questions.
Review loan system and documentation in file returning to underwriting and processing, if applicable.
Maintain awareness of all legal regulations relating to closing as training becomes available.
Accepts and performs other duties as determined to be essential.