Mortgage Loan Analyst I
About The Position
The Mortgage Loan Analyst reviews, underwrites, negotiates, and recommends mortgage loan transactions involving new originations, refinances, and administrative actions. The role evaluates commercial real estate, analyzes financial statements, reviews third-party reports, and prepares underwriting materials that support loan origination, investor relations, closing, and servicing. It also contributes to portfolio reporting, market research, and cross-department workflows to support efficient loan operations. The role requires traveling once a year to correspondent markets in partnership with an Underwriter or Manager.
Requirements
- Bachelor's degree in real estate, finance, accounting, or a related field.
- At least 2 years of experience in commercial mortgage lending, real estate investment, or a related field.
- Working knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
- Proficiency with financial analysis, underwriting techniques, and spreadsheet software.
- Ability to manage competing priorities with strong attention to detail and accuracy.
- Ability to interpret and present financial and underwriting information clearly.
- Experience with mortgage loan databases or investment analysis software.
- Familiarity with real estate market research and portfolio reporting.
Responsibilities
- Review, underwrite, negotiate, and recommend new loan originations and refinances within established guidelines.
- Analyze borrower and tenant financials, organizational structures, and third-party reports.
- Prepare underwriting spreadsheets, commitment letters, and documentation for extensions, assumptions, modifications, and other loan actions.
- Support communication and workflow between underwriting, investor relations, closing, and servicing teams.
- Develop and maintain portfolio reports, models, and market research to support mortgage investment decisions.
- Conduct property site inspections and provide analytical support to the local market team.
Benefits
- Medical, dental, and vision coverage.
- 401(k) plan with matching company contributions.
- Annual incentive bonus plan.
- Paid time off, including 11 holidays, 2 wellness days, and 8 volunteer hours annually; PTO increases with tenure.
- Paid parental leave.
- Adoption and surrogacy assistance.
- Employee giving program that double matches donations to eligible nonprofits and schools.
- Opportunities for career growth and advancement.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
