Mortgage Lender-Sparks, NV

Nevada State Bank•Sparks, NV

2d•Onsite

About The Position

Nevada State Bank, a division of Zions Bancorporation, N.A., is seeking a Mortgage Lender to join their northern Nevada team. This role is ideal for individuals passionate about assisting potential home buyers and eager to learn the mortgage lending process. The bank has a strong culture of service and engagement, built on core values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect. They are committed to career development through tuition reimbursement and continuous learning opportunities, alongside competitive benefits. Nevada State Bank also emphasizes inclusion through colleague-led business resource forums.

Requirements

4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience.
Knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills.
Ability to work effectively in high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.

Nice To Haves

College degree preferred.
Bilingual, Spanish and English preferred.

Responsibilities

Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
Ensures compliance with regulatory guidelines in the performance of loan originator duties.
Interviews potential applicants to develop information concerning their needs, desires and other information.
Obtains and reviews pertinent financial and credit data.
Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
Ensures any re-disclosures are made timely.
May order appraisals through system, arrange for title search and obtain necessary documents.
Responsible to communicate with the customer throughout the process and work with processors through closing.
Originates residential home loan.