Mortgage Lender II

First Mid Bank & Trust • Rockford, IL

5h • Onsite

About The Position

WE ARE SEEKING A MOTIVATED AND EXPERIENCED MORTGAGE LENDER II TO JOIN OUR TEAM IN ROCKFORD, IL. THE IDEAL CANDIDATE WILL HAVE A STRONG BACKGROUND IN MORTGAGE LENDING, EXCELLENT CUSTOMER SERVICE SKILLS, AND THE ABILITY TO MANAGE THE LOAN PROCESS FROM APPLICATION TO CLOSING EFFICIENTLY.

Requirements

• Active and valid Mortgage Loan Originator (MLO) license.
• Minimum of 2 years experience in mortgage lending or related financial services.
• Strong knowledge of mortgage products, underwriting guidelines, and loan processing procedures.
• Excellent communication and interpersonal skills with a customer-focused approach.
• Ability to analyze financial information and credit reports effectively.
• Detail-oriented with strong organizational and time management skills.
• Proficient with mortgage software and Microsoft Office Suite.
• Ability to work independently and as part of a team in a fast-paced environment.

Nice To Haves

• Bachelor’s degree in finance, business, or related field preferred.

Responsibilities

• Originate and process mortgage loan applications in compliance with company policies and regulatory requirements.
• Evaluate borrower creditworthiness and financial status to determine loan eligibility.
• Provide expert guidance to clients on mortgage products, rates, and terms to help them make informed decisions.
• Collaborate with underwriters, processors, and other team members to ensure timely and accurate loan closings.
• Maintain up-to-date knowledge of mortgage products, market trends, and regulatory changes.
• Build and maintain strong relationships with real estate agents, builders, and other referral sources.
• Ensure all loan documentation is complete, accurate, and compliant with company and regulatory standards.
• Meet or exceed monthly and annual loan production goals.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED