Mortgage Fulfillment Specialist - RFA Mortgage Corporation

RFA•Toronto, ON

57d•$60,000 - $65,000•Hybrid

About The Position

We’re looking to fill a Mortgage Fulfillment Specialist position at RFA Mortgage Corporation! RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs. In this role, the Mortgage Fulfillment Specialist will support the underwriting and credit decision process by reviewing all required documentation in adherence to RFA’s Residential Mortgage Underwriting Policy and applying sound due diligence.

Requirements

Previous experience with mortgage products, specifically in relation to documentation review, customer service, administration processes, funding, and legal documentation an asset.
General Knowledge of basic accounting principles would be helpful.
Concise attention to detail and the tenacity to complete the task properly.
Strong computer skills, including a high level of proficiency with Microsoft Office and Excel products and the ability to learn new systems quickly.
Excellent interpersonal, communication and customer service skills.
Manage multiple priorities while maintaining a high level of quality on all deliverables.

Responsibilities

Review, verify, and validate required underwriting documentation with a strong emphasis on knowledge of income, down payment and property documentation. The incumbent will ensure that documentation adheres to corporate guidelines.
Working closely with mortgage underwriters and mortgage funders to identify and address inconsistencies when reviewing documentation against mortgage application.
Assists with managing an assigned pipeline to ensure timely progression while maintaining accuracy and completely
Creates and maintains clear, concise and complete notes
Complete employment verifications with sound due diligence
Correct data entry errors based on documentation and information received during the file review.
Expected to keep lines of communication open with all parties involved, including the underwriter, funder, broker, etc.
Responsible for escalating any inaccuracies, issues, or items that are incomplete or potentially present risk to the Company. Any documentation issues are to be managed according to Company guidelines which can include escalating to the underwriter or management for sign off.
Have a keen sense of fraud awareness to protect the business from financial loss, reputational risk and compliance risk.
Communicate with internal contacts (management, underwriters and funders) to ensure transactions are processed in a timely and efficient manner to meet deadlines.
Maintain direct contact with mortgage originators via updates specific to the application from fulfillment through to closing.
Solution-oriented and can operate in a high-paced work environment.
Send completed files to Quality Control and Funding in a timely manner for review while maintaining strong compliance results on monthly audits.
Keep up to date with corporate guidelines, policies and procedures.