Mortgage Disclosure Specialist and Closer

Triumph Financial, Inc.•Durango, CO

1d•$24 - $33•Onsite

About The Position

Join TBK Bank! At TBK Bank, a subsidiary of Triumph, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK means striving for excellence, while delivering with humility. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.

Requirements

High school diploma or GED required.
Strong organizational skills.
Excellent verbal and written communication skills
Exceptional interpersonal communication skills.
Ability to work independently on assigned tasks as well as to accept direction on given assignments.
Proficiency with Microsoft Office (Excel, Outlook, Powerpoint).
Ability to interpret and apply regulations and investor requirements.

Nice To Haves

Associate’s degree or higher preferred.
Two years’ experience in mortgage lending or related field preferred.
Working knowledge of mortgage lending procedures, construction lending and FNMA, FHA, VA, FHFA, FHLMC and GNMA type loan programs is a plus.
Working knowledge of mortgage regulatory compliance, to include RESPA, TIL, HMDA, HOEPA, Flood, Fair Lending, etc, is a plus.

Responsibilities

Prepare and deliver mortgage loan disclosures including the Loan Estimate and Closing Disclosure.
Prepare and deliver revised disclosures for changes in circumstances on mortgage loans.
Coordinate with settlement agents to balance mortgage loan transactions.
Prepare mortgage closing document packages to be delivered to the settlement agent.
Review loans prior to closing to ensure document accuracy, including the final Closing Disclosure and closing documents.
Prepare funding and booking documents for closed loans.
Ship original documents to mortgage investors.
Track loans in post-closing with Investor to ensure timely purchase.
Implement and maintain effective trailing document tracking system to comply with Investor requirements.
Maintain file integrity and ensure all files are set up in accordance with departmental, state, and federal guidelines.
Review monitoring for homeowner’s insurance, property taxes, and flood insurance for the mortgage loan portfolio.
Take all necessary steps to ensure updated information is received in a timely manner.
Other duties as assigned.