First Liberty Bank Mortgage Closing Associate

FIRST LIBERTY BANK•The Village, OK

9d•Onsite

About The Position

The Mortgage Loan Closing & Funding Associate is responsible for managing the closing and funding of consumer mortgage loans. This position reports the Mortgage Division Manager. The role requires strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to your role. It also involves attending necessary training to maintain a high level of knowledge in the mortgage loan industry and any necessary certifications. The associate must perform all duties with integrity, honesty, confidentiality, and respect for the applicant/borrower, and deliver excellent customer service.

Requirements

Minimum 1 year of closing or 2 years of mortgage loan processing
Familiarity with current mortgage lending laws and regulations, understanding of documentation relating to residential real estate lending and conventional financing.
Familiar with mortgage lending file organization and the related documentation associated with mortgage files
Basic knowledge of the mortgage process, documentation and loan terminology
Knowledge of reviewing title policy commitments, including clearing exceptions to insurance
Strong verbal and written communication skills
Well-developed ability to manage multiple tasks/projects and deadlines simultaneously.
A high degree of accuracy and attention to detail.
High school graduate.

Nice To Haves

Encompass loan origination system experience a plus but not required

Responsibilities

Take responsibility of a loan file from completion of processing through loan funding
Work with title company to balance Closing Disclosure
Issue Closing Disclosure and obtain signatures from borrowers
Prepare closing instructions and closing documents and send to closing agent
Clear closing conditions required by Underwriting
Request funds from Treasury department to be wired to title company
Following closing, obtain and review certain signed documents from title and issue funding authorization
Manage post-closing document follow up and document flow
Maintains strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to your role.
Attends necessary training required to maintain and assure a high level of knowledge in the mortgage loan industry and to maintain any necessary certifications.
Performs all duties with the utmost integrity, honesty, confidentiality and superior level of respect for the applicant/borrower.
Other duties deemed necessary in order to deliver excellent customer service and a high quality delivery of products to both the applicant/borrower and other Bank staff.