Closer-WEST COAST-PACIFIC TIME ZONE REQUIRED

RESICENTRAL LLC• remote, remote, US, remote

2d•Remote

About The Position

Responsible for managing the closing process for wholesale mortgage loans, with a strong focus on government products (FHA, VA, USDA) and accurate, compliant Closing Disclosure (CD) preparation and delivery. Ensures all loans meet investor, regulatory, and internal requirements while supporting timely and accurate closings.

Requirements

Minimum 3+ years of Mortgage Closing experience
Strong background in Wholesale lending environment
Proven experience with Government loan programs (FHA, VA, USDA)
Hands-on experience with Closing Disclosure (CD) preparation and review
Knowledge of TRID regulations and compliance requirements
Experience working with brokered/third-party originations
Strong attention to detail and organizational skills
Ability to manage high-volume pipeline

Nice To Haves

Experience with Encompass
Knowledge of investor overlays and wholesale guidelines
Exposure to funding or post-closing processes

Responsibilities

Manage end-to-end closing process for wholesale mortgage loans
Prepare, review, and deliver Closing Disclosures (CDs) in compliance with TRID regulations and timing requirements
Ensure accuracy of fees, cash-to-close, and loan terms on all disclosures
Draw docs for Government loans (FHA, VA, USDA) in accordance with program guidelines
Review loan files for adherence to wholesale investor overlays and compliance standards
Coordinate with brokers, account executives, underwriters, and title/settlement agents to facilitate smooth closings
Identify and resolve discrepancies between Loan Estimates and Closing Disclosures
Ensure all closing conditions are met prior to funding
Maintain pipeline and meet established closing deadlines
Stay current on TRID, government lending guidelines, and investor requirements