MORTGAGE CLOSER I

Inter Carreiras•Miami, FL
•Onsite

About The Position

As a Mortgage Closer I, your mission is to make sure every closing is done the right way: efficient, on time and fully compliant. You will be the go-to reference on closing, regulation and compliance for closers, processing and other stakeholders. Beyond the technical side, you will help build a positive, healthy and collaborative work environment, where people learn from each other and grow together.

Requirements

  • 5+ years of experience as a mortgage closer.
  • Strong knowledge of mortgage regulation and compliance (TRID, RESPA, closing documents).
  • Experience guiding or training other team members.
  • Fluent English (written and spoken).
  • Authorized to work in the U.S.
  • Available to work on-site in Miami.
  • Team player with a collaborative and respectful attitude.

Nice To Haves

  • Experience with foreign national loans.
  • Experience with non-QM, DSCR or commercial loans.
  • Experience with remote closings and RONs.
  • Experience in Initial loan disclosures and processing.
  • Portuguese and/or Spanish.
  • Florida Notary Public.
  • Active use of AI tools.

Responsibilities

  • Lead and review closings end to end: Closing Disclosures, settlement statements, title, insurance and final conditions.
  • Be the team's technical reference on closing regulation and compliance (TRID, RESPA and state rules).
  • Guide and train closers, post-closers and other team members, sharing knowledge and best practices.
  • Support processing and underwriting to solve issues before they reach closing.
  • Review and improve our closing processes and controls to make them more efficient.
  • Prepare and validate wires and funding, following internal controls.
  • Help keep a healthy, respectful and collaborative team environment.

Benefits

  • Medical, Dental, and Vision Insurance (100% employer-paid coverage available).
  • Company-paid Life Insurance.
  • Company-paid Short-Term and Long-Term Disability coverage.
  • 22 days of paid vacation annually.
  • 56 hours of paid sick leave annually.
  • 8 hours of paid personal time annually.
  • 401(k) retirement plan with up to 5% employer match.
  • Annual Short-Term Incentive (STI) bonus based on individual and company performance.
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