Bank - Mortgage Banker

MSC SERVICES LLC•Colorado Springs, CO

1d•Remote

About The Position

The Mortgage Banker (Core Producer) is a mid- to senior-level sales and production role for an established, high-performing mortgage professional. At this stage of your career, you possess a proven track record of loan origination and a self-sustaining network of referral partners (such as realtors, builders, and financial planners). Your primary focus is to drive loan volume, consult strategically with clients to structure complex residential mortgages, and ensure seamless lending experience from application to funding. This role offers high earning potential through a competitive commission structure and the operational support needed to scale your personal business.

Requirements

Deep expertise in structuring standard and non-conforming loan products, with a sharp eye for handling complex tax returns, self-employed borrowers, and unique asset scenarios.
Exceptional relationship-building skills with a demonstrated ability to convert leads, overcome objections, and win business in shifting market cycles.
Comprehensive mastery of mortgage compliance standards, including TRID, RESPA, HMDA, and fair lending practices.
Expert-level fluency with Loan Origination Systems (e.g., Encompass), automated underwriting systems (DU/LP), and customer relationship management (CRM) platforms.
Strong analytical skills to creatively navigate difficult files and resolve processing bottlenecks while maintaining a calm, professional demeanor.
Minimum of 3–5 years of successful, continuous experience as a producing Mortgage Loan Originator (MLO) with a verifiable track record of consistent monthly production volume.
Must possess an active National Mortgage Licensing System (NMLS) license in good standing, including all required state-specific licenses.
Bachelor’s degree in business, Finance, or a related field is preferred, but equivalent industry experience and a proven production history are highly valued.

Responsibilities

Actively cultivate and maintain an independent network of professional referral sources to consistently generate a strong pipeline of residential mortgage leads.
Conduct comprehensive financial discovery with clients to analyze their credit, income, and asset profiles, advising them on the optimal loan products (FHA, VA, Conventional, Jumbo) for their needs.
Take complete, high-quality loan applications and oversee the initial file disclosure process, ensuring strict adherence to federal and state regulations.
Partner effectively with dedicated processing, underwriting, and closing teams to monitor milestones, clear conditions, and ensure clean, on-time loan closings.
Act as the primary advisor throughout the transaction, keeping borrowers and real estate agents proactively informed of loan status and market movements.
Maintain an expert-level understanding of evolving secondary market trends, interest rate environments, and guideline updates to position yourself as a trusted market authority.