Mortgage Banker - St. Peter

PIONEER BANKSaint Peter, MN
$40,000 - $80,000Onsite

About The Position

Mortgage Banker - St. Peter Branch Build Relationships. Make Dreams Possible. Grow Your Career. Now is the perfect time to join Pioneer Bank's professional and customer-focused team! As a Mortgage Banker, you'll play a meaningful role in helping individuals and families achieve their homeownership goals. Whether customers are buying, building, refinancing, or investing in a home, you'll guide them through the mortgage process with expertise, integrity, and exceptional service. As part of our experienced Mortgage team, you'll offer customized lending solutions while creating an outstanding customer experience every step of the way.

Requirements

  • A minimum of three years of mortgage lending experience.
  • A proven track record of achieving measurable results and successfully growing a mortgage portfolio.
  • Strong strategic thinking skills and the ability to identify opportunities to meet customer needs.
  • A commitment to continuous learning, professional development, and career growth.
  • A customer-first mindset with a genuine passion for serving others.
  • Exceptional communication and relationship-building skills.
  • Strong business acumen and sound decision-making abilities.
  • The ability to maintain the highest level of professionalism, integrity, and confidentiality.

Nice To Haves

  • A bachelor's degree from an accredited four-year college or university preferred.

Responsibilities

  • Build and maintain long-term customer relationships by delivering exceptional service and creating value in every interaction.
  • Meet with prospective and existing customers to understand their financial goals and recommend mortgage solutions that best fit their needs.
  • Present and explain a wide range of mortgage products, including conventional, FHA, VA, construction, adjustable-rate, portfolio, and secondary market loans.
  • Guide customers through the mortgage application process, ensuring they understand requirements and assisting with the completion of necessary documentation.
  • Review loan applications for completeness and accuracy and gather additional information when needed.
  • Analyze credit reports, financial information, and supporting documentation to evaluate loan eligibility.
  • Make informed lending decisions in accordance with bank policies, regulatory requirements, and underwriting guidelines.
  • Develop and maintain a strong referral network with real estate professionals, builders, attorneys, CPAs, and other community business partners.
  • Actively represent Pioneer Bank within the community and identify opportunities to grow the bank's mortgage portfolio.

Benefits

  • 100% employer-paid health and dental insurance premiums for employees
  • Employer HSA contribution available
  • Life insurance and long-term disability insurance
  • 401(k) with employer match
  • Flexible Spending Account (FSA)
  • Vision insurance
  • Community Impact Time Off
  • Generous Paid Time Off (PTO) program
  • Paid holidays
  • Minnesota Earned Sick and Safe Time (ESST)
  • Minnesota Paid Family and Medical Leave (PFML)
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