Mortgage Advisor

The Honesdale National Bank • Wilkes-Barre, PA

2d • Hybrid

About The Position

The Mortgage Advisor plays a key role in expanding the Bank’s residential lending portfolio by originating high‑quality mortgage loans, cultivating strong referral relationships, and delivering exceptional service to prospective and existing borrowers. The Mortgage Advisor is responsible for originating mortgage loans, marketing loan products within an assigned territory, and guiding borrowers through the application and pre‑qualification process. This position requires strong sales ability, real estate knowledge, and the capacity to build and maintain a robust referral network.

Requirements

• High school diploma or equivalent.
• Demonstrated sales experience and real estate knowledge.
• Proficient interpersonal and communication skills.
• Strong PC and keyboarding skills.
• Valid driver’s license required.
• 2+ years prior experience preferred.
• Strong sales aptitude with the ability to build and maintain referral relationships.
• Knowledge of mortgage products, lending guidelines, and real estate practices.
• Ability to analyze borrower needs and recommend appropriate loan products.
• Excellent communication, customer service, and follow‑through skills.
• Ability to work independently and manage multiple loan files simultaneously.
• Proficiency with mortgage origination systems, including MortgageBot.
• Professionalism, accuracy, and attention to detail in all borrower interactions and documentation.

Responsibilities

• Conduct initial interviews with potential borrowers and pre‑qualify applicants for financing.
• Complete loan applications using MortgageBot software and laptop.
• Determine which mortgage product best suits borrowers’ needs.
• Gather necessary documentation to complete loan files based on program guidelines.
• Attend mortgage closings.
• Follow up on referrals from realtors, builders, and internal bank sources.
• Maintain and expand a referral network with realtors, builders, and other real estate professionals.
• Market a variety of loan products including conventional, ARMs, FHA, GSE, and bank‑specific mortgage products.
• Attend builder/realtor shows and seminars to build relationships and stay informed on industry issues.
• Assist loan closers in obtaining information required by underwriters to facilitate timely loan closings.
• Continuously review online manuals and internal updates to stay current on secondary market requirements.
• Participate in community affairs to increase the bank’s visibility and enhance new business opportunities.
• Assume additional responsibilities as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED