US Money Laundering Reporting Officer (MLRO)

Asset Reality

13d•Remote

About The Position

We are looking for an experienced Money Laundering Reporting Officer (MLRO) to lead our US compliance function. This is a senior role in which you will serve as the primary point of accountability for all anti-financial crime (AFC) obligations in the United States, acting as the principal contact for regulators and owning the end-to-end BSA/AML programme. You will bring deep expertise in crypto-asset regulation, a proven ability to build and maintain regulator relationships, and the operational rigour to manage audits, examinations, and cross-functional compliance initiatives in a fast-moving fintech environment.

Requirements

US citizen or US person with the right to hold a regulated compliance role.
Bachelor's degree or equivalent professional experience.
5+ years in a compliance or regulatory managerial role at a fintech, financial institution, or regulatory body, including 3+ years with direct oversight of regulatory filings.
Demonstrated experience managing regulatory examinations and independent audits.
Strong working knowledge of the US regulatory environment as it applies to crypto assets, including BSA, FinCEN regulations, OFAC sanctions, and the Travel Rule.
Prior hands-on experience in the crypto or digital asset industry is essential.
CAMS, ICA, or equivalent recognised compliance certification required.
Subject matter expertise across AML, sanctions, fraud, and anti-bribery and corruption (ABC) frameworks.
Commercially astute — able to balance regulatory rigour with business pragmatism and translate complex obligations into workable solutions.
Confident communicator with the ability to influence senior stakeholders, present to leadership, and build trusted relationships with regulators.
Highly organised self-starter who takes ownership of projects from inception to completion and thrives in a fast-paced, high-growth environment.
Ability to manage competing priorities across multiple regulatory domains and jurisdictions.
Excellent written and spoken English.
Prior experience working within the crypto / digital asset industry.
Active CAMS, ICA, or equivalent compliance certification.
In-depth knowledge of the BSA Travel Rule and its operational requirements.
US citizenship or eligibility to act as a regulated MLRO in the United States.

Responsibilities

Own all regulatory filings and reporting obligations, including SARs, CTRs, and other BSA-mandated reports submitted to FinCEN.
Serve as the primary liaison to US regulators and agencies including FinCEN, OFAC, the IRS, and relevant state financial services regulators.
Monitor and interpret developments in the US regulatory landscape, particularly BSA, FinCEN guidance, OFAC sanctions rules, and Travel Rule requirements and translate these into actionable compliance updates.
Implement, and continuously improve the firm's BSA/AML and sanctions compliance programme, policies, and procedures.
Lead the management of independent audits and regulatory examinations, coordinating internal stakeholders and ensuring timely, accurate responses.
Support government and regulatory requests relating to assets held by the company, acting as the authoritative internal point of contact.
Partner with Legal, Product, Operations, and Technology teams to embed compliance requirements into business processes and new product development.
Provide clear, practical, and commercially-aware compliance guidance to senior leadership and the Board.
Identify gaps and drive improvements in the firm's AFC controls, escalating material risks appropriately.