Citi Commercial Bank - Mid-Corp Relationship Manager, Consumer & Retail - Senior Vice President

Citi • Chicago, IL

3d • $169,600 - $254,400 • Onsite

About The Position

As a Mid-Corp Relationship Manager at Citi, you will serve as a senior client coverage professional within the Commercial Bank, owning and growing a portfolio of mid-corporate clients in the Consumer Products and Retail sector. This role sits at the intersection of client strategy, credit execution, and cross-product delivery — and is accountable for driving measurable revenue growth while deepening Citi's relationship with some of its most strategically important commercial clients. If you are a senior banking professional who brings deep sector expertise, expert credit capabilities, and a track record of winning and growing complex commercial relationships, this is an opportunity to operate at the highest level of client coverage at a global institution.

Requirements

• 10 or more years of experience in commercial banking, relationship management, or a closely related client-facing financial services role.
• FINRA licensing including Series 79, Series 63, and SIE.
• Expert-level credit skills, including the ability to independently structure all credit deal types, guide teams through the credit approval process, and apply advanced Early Warning Detection capabilities.
• Deep knowledge of commercial banking products, debt capital markets, and client capitalization structures, with the ability to position Citi competitively for lead roles across complex transactions.
• Demonstrated ability to lead multi-functional teams and coordinate across internal partners to deliver seamless, high-quality client outcomes under time-sensitive conditions.
• Outstanding interpersonal, negotiation, and communication skills, with the confidence to engage and influence senior internal and external stakeholders.
• Ability to rapidly assess priorities based on real-time data and shifting market conditions, maintaining clear focus and decisive judgment under pressure.

Nice To Haves

• Master's degree or equivalent advanced qualification in finance, business, or a related field.
• Familiarity with Citi's credit appetite and credit process framework, or an equivalent understanding developed at a comparable global financial institution.
• Experience covering or advising clients in the Consumer Products and Retail sector, with an established network and awareness of the sector's evolving competitive landscape.
• Comfort leveraging digital tools and data insights to enhance client engagement and improve the quality and speed of decision-making.

Responsibilities

• Own and deepen a portfolio of mid-corporate client relationships in the Consumer Products and Retail vertical, serving as the primary point of contact and trusted advisor across the full suite of Citi's commercial banking solutions.
• Lead complex credit transactions from origination through execution, structuring deals that appropriately balance risk and reward while coordinating cross-functional deal teams to deliver an exceptional client experience.
• Develop and convert prospect relationships into multi-product clients over time, identifying new business opportunities through active networking and a clear understanding of Citi's value proposition.
• Partner with product specialists and subject matter experts to design and deliver innovative, customized financial solutions that address each client's distinct needs and growth objectives.
• Deliver thought leadership to clients by monitoring and interpreting Consumer Retail industry trends, competitive dynamics, and market developments.
• Oversee the credit relationship for each client, managing the end-to-end credit process including KYC and onboarding compliance, Early Warning Detection, and ongoing credit monitoring in line with Citi's policies and institutional standards.
• Mentor and develop Analysts, Associates, and Junior Bankers, contributing to a high-performance team culture focused on client impact and commercial outcomes.
• Identify and execute on cross-sell opportunities to broaden wallet share, leveraging Citi's global product capabilities and geographic reach across capital markets, treasury, and beyond.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Senior