MSR Lobby

MCT Credit Union•Orange, Orange, TX, US, TX

15h•Onsite

About The Position

Responsible for providing a variety of paying and receiving functions for members in person, via phone, and through the mail, including processing deposits, withdrawals, loan payments, cashiers' checks, money orders and cash advances. Balances each day's transactions and verifies cash totals. Performs a broad variety of member services functions such as opening and closing accounts, renewing certificates, and assisting members with their accounts. Answers members questions regarding Credit Union services provided and performs a variety of account maintenance duties. Actively cross-sells Credit Union services. Performs specific assigned side-jobs including various clerical and receptionist functions and assists other Service Representatives with duties as required. Serves members promptly and professionally. This position requires excellent public relations skills and an understanding of Service Representative functions and procedures. Timeliness, efficiency, and accuracy as well as professionalism are vital to the successful execution of this position. This is an entry level position.

Requirements

High school graduate or equivalent.
Knowledge of Teller and Member Service Representative operations and procedures.
Basic understanding of Credit Union operations.
One year to three years of similar or related experience.
Good communication skills.
Professional appearance, dress and attitude.
Good math skills.
Ability to operate related computer applications and other business equipment including adding machine, typewriter, copy machine, coin and money counting machines, and telephone.
Good typing skills.

Responsibilities

Represents the Credit Union in a courteous and professional manner.
Receives share deposits and loan payments.
Processes cash advances, travelers' checks, cashiers' checks, money orders, and bank to bank wires.
Disburses cash or check share withdrawals.
Processes transfers.
Verifies transactions. Monitors deposit amounts and examines documents for endorsement and negotiability. Detects and resolves discrepancies promptly.
Balances daily transactions and verifies cash totals. Investigates and resolves out-of-balance conditions.
Complies with Bank Secrecy Act responsibilities.
Presents and explains Credit Union services and products to members and assists in meeting their financial needs. Opens and closes accounts. Orders checks for members' accounts. Completes payroll deduction and authorization forms.
Answers questions and solves problems for members by listening to problems, collecting data, securing answers, and reporting results to the inquiring party. Resolves member bookkeeping and checking account problems. Takes stop payment orders.
Receives and directs members and telephone calls. Responds to inquiries and questions if possible or directs them as necessary. Records and relays messages.
Performs file maintenance and account changes as needed.
Keeps members informed of Credit Union services and policies, including types of available accounts, interest and dividend rates, payroll deduction options, and other related services.
Maintains and protects the Credit Union's professional reputation. Maintains privacy of member account information.
Actively cross-sells Credit Union products and services.
Assists area personnel as required.
Keeps supervisor informed of area activities and of any significant problems or concerns.
Completes required reports and records accurately and promptly.
Attends meetings as required.
Demonstrates thorough knowledge and understanding of the “Thank God It’s Monday” philosophy through positive behavior.
Performs drive-up service and night drop functions as assigned.
Keeps the work area clean, well maintained, and secure.
Performs related clerical duties as required.