Member & Loan Services Rep

Air Products•Union, NJ

4d•Onsite

About The Position

At Air Products, we reimagine what’s possible. By tapping into the motivation of our people and our collective experience, we create the ideas and innovations that drive us forward. When we come together – where every voice is heard and everyone knows they belong and matter – we create solutions that launch people into space, support lifesaving care in hospitals, and enable the construction of groundbreaking, world scale production facilities. Reimagine What’s Possible As a Member & Loan Service Representative (M&LSR), you will be responsible for effectively servicing and providing exceptional service to our APCI Federal Credit Union (FCU) members in person, by phone, mail, online, email, and through various digital communication channels. You will also support routine Teller transactional, operational, and member service support tasks in conjunction with the strategic initiatives established by the Credit Union and APCI Federal Credit Union (APCI FCU), NCUA, Air Products and Chemicals, Inc., and other relevant policies, procedures, and all regulatory requirements. APCI FCU’s Mission is to : Provide our members with innovative financial products and services for all stages of life. Serve our members in a financially sound and competitive manner, and Educate our members in making informed financial decisions.

Requirements

A high school diploma or GED is required.
Strong organizational skills, attention to detail and excellent time management are required.
Ability to lift up to 50lbs is required.
A valid driver’s license is required.

Nice To Haves

Associate’s degree in business or finance is preferred but is not required.
3 years of loan services or financial institution services experience is preferred but is not required.
Credit union experience is preferred but is not required.

Responsibilities

Develop and demonstrate a comprehensive understanding of APCI FCU products and services with ability to clearly explain to current or potential members.
Represent APCI FCU in a courteous and professional manner which supports APCI FCU’s mission and reputation.
Open, modify and close all types of deposit products such as savings, checking, money market, share certificates and IRA’s.
Process Traditional and Roth IRA requests, including contributions, distributions and transfers.
Perform financial transactions, including deposits, withdrawals, loan payments, and issuing cashier's checks.
Balance cash drawers, complete end-of-day reports, investigate and resolve any out-of-balance conditions for accounting.
Possess a comprehensive knowledge of loan application origination, and servicing.
Ability to understand and explain compound interest and loan amortization schedules.
Maintain confidentiality of member(s) sensitive information.
Assist with lending and marketing activities designed to support and encourage loan and membership growth.
Develop and demonstrate an understanding of APCI FCU regulatory requirements such as USA PATRIOT Act, BSA/OFAC and Reg. DD (Truth-In-Savings).
Perform other duties and complete projects as assigned by the APCI FCU President/CEO, CFO, CMR, CCL, Manager of Member Services or Board of Directors.