Member Experience Consultant I

BLACK HILLS FEDERAL CREDIT UNION•Eagle Butte, SD

10d•Onsite

About The Position

Responsible for providing outstanding lending and member service while actively encouraging and educating members on utilization of ITMs and other credit union products and services. BHFCU is committed to improving the lives of our members every day, and we look for people who share that passion. Our onboarding includes an orientation program with ongoing training to help staff further their career at BHFCU by building on their existing strengths.

Requirements

Knowledge of laws and regulations affecting teller, member service, and lending transactions.
Knowledge of general ledger accounts pertinent to the department.
Knowledge of the credit union's products and services.
Knowledge of organization's policies/procedures and Credit Union's service philosophy.
Knowledge of safety and security programs includes but not limited to information security, alarms, robberies, bomb threats and extortion.
Knowledge of Credit Union's in-house computer system, Internet, and any relevant software programs.
Knowledge and delivery of the ENGAGE model.
Knowledge of opening and closing procedures.
A sighted person to handle cash transactions and verify financial transactions.
Ability to complete necessary paperwork.
Ability to communicate verbally and in writing with staff, members and vendors.
Ability to perform necessary computer-related input.
Must be able to man teller window and remain standing for prolonged periods of time.
Ability to carry bags of coin or other items up to 30 lbs. occasionally throughout the day.
Ability to understand and follow complex written and verbal instructions and disseminate that knowledge in a clear and understandable format to others.
Ability to operate multiple monitors and software systems simultaneously without interfering with member service.
Ability to express oneself clearly and concisely, both orally and in writing.
Ability to interact positively with co-workers, management, and the public to promote a team effort and maintain a positive attitude even under extreme pressure.
Ability to prepare and maintain confidential records and reports.
Ability to produce a high volume of work in a timely manner that is accurate, complete, and of high quality.
Ability to prioritize work.
Ability to handle multiple tasks simultaneously.
Ability to analyze out-of-balance situations, statistics, and financial data.
Gather, assemble, correlate, and interpret facts and develop solutions.
Ability to work within standardized guidelines with latitude to make decisions and take initiative to resolve problems even in unique circumstances.
Ability to use a rational and organized approach to completing tasks.
Two-year college level of language, math and reasoning skills or equivalent experience.
Zero to two years of relevant experience preferred.
Meets the essential job duties/responsibilities, job knowledge, and job qualifications.
Formal training should be supplemented with continuing education.
Performance expectations to meet Tier I production goals.
Must be capable of climbing/descending stairs in emergency situation.
Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator.
Must be able to routinely perform work on computer for an average of 6-8 hours per day.
Must be able to work extended hours whenever required or requested by management.
Must by capable of regular, reliable and timely attendance.
Must be able to perform job functions with supervision and work effectively either on own or as part of a team.
Must be able to read and carry out various instructions and follow oral instructions.
Must be able to speak clearly and deliver information in a logical and understandable sequence.
Must be able to perform basic mathematical calculations with extreme accuracy.
Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.
Must be able to perform responsibilities with composure under the stress of deadlines/requirements for extreme accuracy and quality and/or fast pace.
Must be able to effectively handle multiple, simultaneous, and changing priorities.
Must be capable of exercising highest level of discretion on confidential matters.

Nice To Haves

Don’t have a ton of financial industry experience? No problem. Our onboarding includes an orientation program with ongoing training to help staff further their career at BHFCU by building on their existing strengths.

Responsibilities

Welcome members to the Branch and guide them to the ITMs when appropriate.
Provide education for using the ITMs.
Responsible for performing teller transactions, when appropriate, to include but not limited to change orders and business deposits.
Perform member service tasks on a daily basis to include but not limited to: opening new consumer memberships, new youth memberships, maintenance of all account types, credit card applications, assisting members with online banking support, instant issue and member select PIN requests, quick draw loans, wire transfers, notaries, ordering checks, address and phone number updates, opening certificates and sub share accounts, changing account types, funding both personal and auto loans, and closing memberships.
Responsible for providing information and taking applications for a variety of consumer loans including auto and recreational vehicle loans, personal loans, credit cards, and secured loans following Credit Union procedures and policies.
Follow-up and maintain pending loan queue.
Maintain loan information and follow-up documentation.
Assist members with loan payment issues.
Remain current on changes within the legal, regulatory, economic, competitive, and technology environments that may affect the Teller, Member Services, and Lending functions.
Responsible for obtaining clear title to collateral and dealing knowledgably with all title and CPI issues.
Assist members with CPI issues.
Educate and inform members of all BHFCU products and services, and cross-sell when applicable, using the ENGAGE model.
Make referrals when appropriate.
Performance expectations to meet appropriate production goals.
Maintain account accuracy by working various reports, workflows, and projects as requested.
When applicable, request members to bring accounts positive and to maintain minimum balance requirements.
Request members make payments on delinquent loans or over-the-limit-credit card balances.
Provide coverage at other Branch locations, in the contact center, or through other channels as needed.
Build relationships with local businesses and community organizations with the direction of the Branch Manager or Market VP.
Perform other duties as may be assigned.