Member Care Support I

Golden 1 Talent Acquisition Team•Sacramento, CA

1d•$20 - $21•Hybrid

About The Position

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values. You are a detail-oriented financial operations professional with skills in accounting, reconciliation, and problem-solving. You excel at processing monetary transactions, balancing and maintaining accurate member account records, researching and resolving discrepancies, and ensuring compliance with regulatory requirements. You thrive in a fast-paced environment, managing competing priorities while delivering exceptional accuracy, accountability, and support for departmental initiatives.

Requirements

2+ years performing journal entry, reconciliation, and research work in a similar position within a financial institution required

Nice To Haves

Associate’s Degree in Accounting or equivalent combination of education, training preferred

Responsibilities

Process all Member Care payments and adjustments within SLA.
Balance daily teller work, including balancing GL to GL transactions.
Review delinquent accounts 150 to 180 days past due and write-off small account balances on personal loans, Visa, and negative shares.
Sort legal mail received, process stored vehicle and lien sale notices, and update servicing system to prevent lien losses.
Review and close open line-of credit accounts and revoke Visa accounts based on delinquency status.
Draw corporate checks for charge off accounts pending expulsion, as needed.
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
Perform charge offs on negative shares, Visa, and consumer loans monthly.
Administer the expulsion process by Identifying and researching accounts associated with account losses.
Identify assets associated with members’ account and process delinquency offsets and account closure.
Post and balance all Chapter 13, collection agency, and attorney suit payments.
Process and post all Gap and Warranty cancellation payments on auto repossessions accounts.
Research and resolve variances on payment account disputes and validation of debt requests.
Maintain the knowledge and ability to create and send out all deficiency balance letters on repossessed vehicles.
Assist the Supervisor on ongoing departmental projects.
Perform other duties as assigned.