Member Care Support and Asset Management - Member Care Financial Recovery and Title Mgmt Specialist (Remote in CA only)

Golden 1 Talent Acquisition Team•Sacramento, CA

28d•$25 - $27•Remote

About The Position

Performs as an experienced, detail-oriented, and highly organized individual to join our team as a Financial Recovery & Title Management Specialist. In this role, you will be responsible for various aspects of the Dealertrack vendor system, title coordination from various departments and vendors, F&I negotiations, and compliance-related tasks. Additionally, you will play a key role in researching rejected F&I requests, monitoring service and warranty lists, and ensuring compliance with various automotive financial processes. This role involves a comprehensive understanding of state and federal laws, as well as credit union policies and procedures.

Requirements

Proven experience in title management, F&I negotiations, and financial processes within the automotive industry.
Strong organizational and time-management skills.
Excellent communication and interpersonal skills.
Proficiency in using Dealertrack or similar vendor systems.
Ability to work independently and collaboratively within a team.
Detail-oriented and capable of managing multiple tasks simultaneously.
Knowledge of compliance and regulatory requirements in the automotive finance sector.
Successful completion of High School curriculum is required.
Three or more years performing collection duties at a financial institution, as well as experience in areas of dealing with dealerships and insurance refunds.
Strong verbal and written communication skills, facsimile machine, ten key, electronic banking equipment, Credit Union and collection rules, regulations, policies, and procedures.

Nice To Haves

Minimal local travel to attend court appearances by car or public conveyance.

Responsibilities

Manage the enrollment and resetting process for employees in the Dealertrack vendor system.
Coordinate the pick-up of titles from different departments.
Track, log, and review incoming and outgoing titles.
Track and manage insurance claims related to service refunds.
Finalize all F&I negotiations.
Research and resolve rejected F&I requests.
Monitor service and warranty lists to ensure compliance with financial processes.
Contact dealerships regarding outstanding refunds due to the credit union.
Work closely with our Dealer Services department to contact unresponsive dealerships.
Track outstanding Dealer Services requests to dealerships.
Assess accounts to determine the need for Collateral Protection Insurance (CPI).
Track border seizures and monitor Stored Vehicle Notices (SVN) and Lien Sale Notices (LSN) notices.
Work closely with the Asset Management team to ensure all collateral is retrieved.
Maintain a thorough understanding of state, federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
Ability to thoroughly review and document account summaries on all actions taken, such as telephone conversations, alternative financial arrangements, and letters mailed to assess the need for escalated Member Care efforts.
Establish and maintain records relating to restricted delinquent and or negative accounts. Update the account files by indicating the date(s) payment(s) is/are received.
Maintain a high level of knowledge and responsibilities as described in departmental procedures.
Maintain positive relations with all members, credit union departments, and branches discussing sensitive personal financial circumstances in a tactful manner.
Possesses a proficient level of knowledge related to other Credit Union products, procedures, and systems.
Assist with escalated calls from members, branches and Golden 1 staff as needed.
Assist Manager/Supervisor with special tasks or projects as needed.
Research and respond to inquiries from members and other Golden 1 departments and branches on delinquent loans and account problems.
Monitor compliance of credit union policies and Fair Debt Collection Practices.
Other duties as assigned.