Market President Commercial Lending - Grand Rapids area

DFCU Financial•Grand Rapids, MI

13d•Onsite

About The Position

The Market President Commercial Lending will champion growth in the Grand Rapids, MI area, driving strategic loan and deposit initiatives, managing a high-performing portfolio, and ensuring compliance with all regulatory guidelines. This role involves executing a comprehensive loan and deposit strategy, identifying opportunities for business growth, building strong relationships with stakeholders, managing credit risk, recruiting and developing commercial lenders, and ensuring compliance with all relevant regulatory and legal requirements.

Requirements

Business degree, or relevant work experience.
10+ years of progressive experience in lending and financial services.
Results-oriented mindset with a focus on achieving lending targets.
Strong understanding of best practice sales activities, sales management, risk management and credit analysis.
Outstanding reputation for excellence and community involvement.
Meaningful history and tenure in the market.
Proven track record of leadership and strategic planning in a lending or financial institution.
Excellent interpersonal skills, including effective verbal and written communication.
Self-driven to work independently and collaboratively in a dynamic and fast-paced environment.

Responsibilities

Execute a comprehensive loan and deposit strategy aligned with organizational goals and objectives.
Identify and pursue opportunities for business growth and expansion of lending services.
Build and maintain strong relationships with key stakeholders, including DCFU Associates, clients, and community leaders.
Follow effective risk management practices to mitigate credit risk and maintain the quality of the loan portfolio.
Work effectively with underwriting team to conduct in-depth financial analysis and due diligence on potential borrowers to assess credit worthiness.
Respond to and resolve inquiries related to client accounts.
Recruit and develop commercial lenders to strengthen market reach and performance.
Partner with regional branches and business lines to achieve lending targets and deliver exceptional customer service.
Oversee the management, diversification, and performance of the lending portfolio, identifying opportunities for improvement.
Ensure full compliance with all relevant regulatory and legal requirements governing lending activities.