Market Portfolio Manager (58332)
About The Position
First State Community Bank's Lending Team is seeking a quick learning, positive and energetic individual with a strong work ethic for a Portfolio Manager position. This role involves ensuring system data integrity, managing and monitoring loan portfolios, and assisting loan officers with various portfolio management tasks. The position also requires gathering and analyzing financial statements, assisting in loan presentations, and determining optimal loan structures. Additionally, the Market Portfolio Manager will help identify areas of concern in credit opportunities, communicate with customers and internal teams, and attend loan department meetings.
Requirements
- Bachelor's degree in business, finance or equivalent work experience
- Strong verbal and written communication skills
- Strong team and collaboration skills
- Excellent customer service abilities
- Strong organizational & problem-solving skills
- Self-motivation and discipline
- Strong computer skills and knowledge in Microsoft Suite
Nice To Haves
- Prior experience in a financial institution is desired
Responsibilities
- Ensure system data integrity for all systems used
- Managing, evaluating, and monitoring Commercial Real Estate (CRE) and Commercial and Industry (C&I) loan portfolios
- Assist loan officers with ongoing portfolio management, including maturing loans, annual reviews, pending work items, calculating/tracking lending covenants and financials as well as any outstanding loan exceptions
- Gather and analyze financial statements; complete financial statement spreads
- Assists lending officers in researching, analyzing and preparing internal loan presentations for review
- Participates in determining the best loan structures to meet customer credit and FSCBs needs
- Assist lenders in identifying areas of concern in credit opportunities under review
- Assist lender in communication with customer, vendors and support team in gathering collecting and sharing appropriate documentation
- As directed by lender, assist in closing loan transactions
- Attend weekly loan department meetings and participate in calling efforts with lending officers
- Keep all parties involved in transactions informed with detailed notes and communication
- Request credit information directly from businesses, real estate entities and guarantors; assist in incorporating findings into credit write-ups in collaboration with loan officers and the Credit Administration
- Keep updated on real estate market in lending territory and prepare real estate evaluations
- Continuously seek ways to improve your own knowledge of lending and credit and reading publications as needed to stay up to date on current regulation and industry trends
Benefits
- Competitive pay and benefits package
- Variable compensation program based on team performance
- 401(k) with generous employer match benefit
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
