Market Credit Manager

JPMorgan Chase & Co.•Houston, TX

23h•Hybrid

About The Position

As a Tesla Market Credit Manager within Chase Auto Team, you will be responsible in managing underwriters while developing strategies for Auto's profitability. Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing.

Requirements

5+ years Auto Industry Experience
5+ Years of Auto Credit and Management Experience
Results-oriented with a high level of personal initiative and proven leadership ability
Strong analytical and problem solving skills
Strong people management skills
Excellent organizational skills, with the ability to handle multiple projects concurrently
Ability to interact effectively with all levels of management, internal and external to Auto
Self-motivated, creative, innovative
Ability to create a positive, collaborative environment

Nice To Haves

BS Degree
Experience in underwriting with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending.

Responsibilities

Develop and execute Auto's strategic business initiatives in conjunction with the Regional Credit Team.
Collaborate with different partners to generate new ideas to meet volume goals as well as maximize efficiency and quality that will sustain future profitability.
Manage a team of underwriters and be responsible for their performance reviews, development, scheduling, staffing, and hiring, while ensuring overall employee satisfaction.
Work closely with Risk Management to ensure adherence to credit/product policies and operating procedures while balancing an acceptable risk versus reward portfolio.
Export best practices to other regional markets, develop alliances with colleagues across functional lines, and proactively assist in developing and maintaining dealer relationships through integration and communication with the Dealer Relationship Managers.
Perform other required duties needed to run credit operations effectively and efficiently.