Manager, Portfolio & Fraud Analytics

Splitit • New York, NY

1d

About The Position

As a Manager, Portfolio & Fraud Analytics at Splitit, you will play a critical role in launching and scaling a new installment credit card business. Working closely with the General Manager, Card & Lending, you will monitor business performance, identify emerging risks and opportunities, and translate data into actionable recommendations.

This is a hands-on role combining broad portfolio analytics with fraud monitoring and partner reporting. You will join before launch and help build the program’s monitoring, fraud operations, and reporting from the ground up. You will help leadership understand how the business is performing, explain results against expectations, and recommend actions to improve outcomes.

Requirements

• At least 5 years of experience in credit card or consumer lending in portfolio analytics, credit risk, fraud, or a related role.
• Working understanding of credit portfolio performance, including originations, delinquency, losses, and profitability.
• Deep experience in either portfolio performance or fraud, ideally including fraud rule tuning and bust-out detection, and enough working knowledge of the other area to learn quickly.
• Strong analytical and problem-solving skills, with a track record of turning findings into clear business recommendations.
• Comfort using business intelligence and reporting tools such as Tableau and Excel.
• Actively uses AI tools to speed up analysis, investigate performance drivers, and improve decision-making and operational efficiency.
• Able to present complex findings clearly to senior leadership and external partners.
• Entrepreneurial, detail-oriented, and comfortable building processes in a growing business.

Responsibilities

• Monitor performance across the account lifecycle, from originations through portfolio performance and economics.
• Evaluate actual results against forecasts and expectations, explain results outside tolerance, identify emerging trends, and recommend actions to improve business outcomes.
• Lead monthly performance reviews and help establish an ongoing program-monitoring approach.
• Monitor automated origination fraud and verification rules; trace confirmed fraud, bust-outs, and early-loss accounts to application characteristics; identify screening gaps; and recommend and test rule adjustments.
• Monitor transaction activity for suspicious behavior, bust-out patterns, and emerging fraud trends; investigate alerts, distinguish fraudulent activity from false positives, recommend rule adjustments, and coordinate responses to fraud events.
• Balance fraud prevention with approval rates and customer experience.
• Translate portfolio performance into insights for internal leadership, the sponsor bank, and lending partners.
• Lead partner performance reviews alongside the General Manager and serve as a primary contact for partner reporting, due diligence, and data requests.
• Develop analytical insights and proof points to support expansion of Splitit’s white-label card and lending solutions to banks and credit unions.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed