Manager, Loan and Debt Accounting

Oportun

40d • $91,500 - $146,400

About The Position

Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

The Manager, Accounting will oversee the day-to-day accounting activities related to Oportun’s loan portfolio and debt, ensuring accurate and timely financial reporting in accordance with applicable accounting standards and company policies. This role will lead key aspects of the monthly close process, including account reconciliations, financial analysis, and review of loan- and debt-related accounting activities. The Manager will supervise and develop the accounting staff while providing guidance, review, and oversight of their work. This role will also partner cross-functionally to strengthen accounting processes, maintain effective internal controls, and support Oportun’s financial reporting objectives.

Requirements

• Bachelor’s degree in Accounting, Finance, or a related field.
• Minimum of 6 years of progressive accounting experience.
• Strong knowledge of U.S. GAAP and demonstrated ability to research, interpret, and apply accounting guidance.
• Experience with loan, lending, debt, or other financial-services-related accounting activities.
• Demonstrated ability to lead, coach, and develop accounting professionals and effectively review the work of others.
• Ability and willingness to leverage AI-enabled tools and emerging technologies responsibly to enhance accounting analysis, documentation, and processes while maintaining appropriate review and controls.
• Experience with internal controls and accounting process improvements.
• Advanced analytical and problem-solving skills, with the ability to investigate complex accounting issues, identify root causes, and develop practical solutions.
• Ability to manage multiple priorities and meet strict deadlines in a dynamic environment with limited supervision.
• Excellent written and verbal communication skills, with the ability to collaborate effectively with Finance and other cross-functional partners.

Nice To Haves

• CPA or progress toward CPA certification.
• Experience in consumer lending, financial services, fintech, banking, or a related industry.
• Experience implementing accounting process improvements, workflow automation, or financial-system enhancements.
• Familiarity with AI-enabled accounting, finance, analytics, or productivity tools and their application within an appropriately controlled environment.

Responsibilities

• Oversee the day-to-day accounting activities for Oportun’s loan portfolio and debt, ensuring transactions are recorded accurately, completely, and in accordance with applicable accounting standards and company policies.
• Lead the month-end close process for loan- and debt-related accounts, including review of journal entries, account reconciliations, supporting schedules, flux analysis and other close activities.
• Supervise, develop, and provide ongoing guidance to accounting staff, including reviewing work, establishing priorities, providing feedback, and supporting professional development.
• Drive continuous improvement of accounting processes and internal controls, identifying opportunities to automate manual or repetitive activities, streamline workflows, improve data quality, and increase the accuracy and efficiency of the close and reporting processes.
• Leverage AI-enabled tools and emerging technologies, where appropriate, to enhance accounting workflows, analysis, documentation, and operational efficiency while maintaining appropriate review, governance, and internal controls.
• Partner cross-functionally with Finance, Technology, and other Oportun business teams to implement process improvements, automation solutions, and scalable accounting practices supporting loan and debt activities.

Benefits

• We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager