Manager - Data Science
American Express•New York, NY
•Hybrid
About The Position
The Credit & Fraud Risk Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights through deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity. The CFR Financial Insights Team is a project-based team committed to providing insightful analytics and informed recommendations to drive profitable growth.
Requirements
- Deep analytical expertise
- AI-enabled insight generation
- Automation leadership
- Core TM1 ownership for critical finance and risk processes
Responsibilities
- Lead complex, cross-functional analytics that link risk actions to customer behavior, financial outcomes, and loss metrics, while also modernizing how insights and forecasts are produced through advanced analytics and automation.
- Influence and inform cross-enterprise strategic decision-making by performing nuanced analytics on card member and segment behavior as well as peer and industry trends, always keeping in mind profitability expectations and impact to losses.
- Evaluate actions/initiatives that span multiple businesses and produce cost/benefit analyses that quantify how the initiatives will increase revenue or reduce credit write-offs to inform prioritization of investment dollars.
- Drive awareness of data / insights / market / portfolio trends across businesses and proactively identify opportunities for analysis.
- Extract forward-looking insights that guide planning and forecasting assumptions within Risk Finance and across Corporate Planning.
- Contribute to our positive team culture by sharing knowledge and feedback with your colleagues, actively engaging in team discussions, and sharing ideas for how to continuously improve our collaboration and culture.
Benefits
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Manager
Education Level
No Education Listed
