Manager, Cards Credit Strategy and Data Analytics

RBC • Toronto, ON

4d • Onsite

About The Position

The Manager, Cards Credit Strategy & Data Analytics will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. This includes experimental design, statistical analysis, profitability modelling, data mining and analytics. The successful candidate will be responsible to take initiatives through the various phases of ideation, analysis, recommendation for approval and implementation.

Requirements

• Expert problem solving skills including understanding of credit risk fundamentals and financial modelling
• Skilled in SQL, Excel (Pivot tables) Python
• Experience with Data Visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau
• Ability to design and deliver compelling presentations to senior management and other stakeholders
• Proven experience in delivering high quality and accurate work with the ability to multitask and shift priorities
• University degree in a quantitative field of study (e.g. statistics, engineering, economics, finance, computer science) – to demonstrate ability for critical thinking, data analytics and financial modeling

Nice To Haves

• Experience with adaptive control software (e.g. TRIAD, Probe) and credit scoring technologies
• Equally effective and conversant in business and technical environments

Responsibilities

• Use data mining, profitability modelling and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations
• Monitors and analyzes investment credit risk exposures on a short and long term basis
• Develops complex quantitative and analytic credit risk metrics and tools to help manage, measure, and monitor credit risk.
• Build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expectations and drive continuous improvement from findings
• Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g. Pathfinder, TRIAD)
• Engage Senior Management and Group Risk Management partners to refine and execute strategies

Benefits

• bonuses
• flexible benefits
• competitive compensation
• commissions
• stock where applicable
• Leaders who support your development through coaching and managing opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Manager