Manager Balance Sheet Forecasting & Analytics
About The Position
The Balance Sheet Forecasting and Analytics team is part of Schwab’s Corporate Treasury department and supports balance sheet management strategy, portfolio and brokered deposit investment allocation decisions, balance sheet modeling and analytics, market risk management, Asset Liability Management (ALM) derivatives, and net interest income forecasting. The broader team manages fixed-income investments across portfolios totaling more than $200 billion, approximately $480 billion in total balance sheet assets, and $85 billion in off-balance-sheet brokered deposit agreement notional investments. These responsibilities are part of the Treasury Capital Markets organization. Reporting to the Senior Manager, Balance Sheet Forecasting and Analytics, this individual contributor will help transform the Net Interest Income (NII) forecasting function into a strategic tool for optimizing the balance sheet and investment portfolios. The role is responsible for business-as-usual revenue forecasting and NII forecasting within Capital Stress Testing, and partners with ALM Strategy Modeling, Analytics, and Automation teams to implement next-generation infrastructure for forecasting NII, liquidity, and capital. The position also models balance sheet items, recommends improvements, collaborates with risk partners and product leaders, contributes to risk management across Schwab and its legal entities, and seeks process improvements and efficiencies.
Requirements
- At least 3 years of relevant experience, emphasizing a mix of ALM, fixed-income analytics, capital markets, market risk, Treasury-related functions, analytics, or reporting.
- Bachelor’s degree.
- Strong knowledge of Net Interest Revenue (NIR) forecasting.
- Expertise with Polypaths ALM, QRM, or other NIR forecasting software.
- Ability to work in an evolving or undefined area and create innovative analyses to help drive company strategy.
- Ability to multitask while maintaining composure in a potentially stressful environment.
- Exceptional leadership, communication, and interpersonal skills.
- Strong attention to detail, analytical ability, and problem-solving skills.
- Excellent written and oral communication skills.
Nice To Haves
- Master’s degree or CFA.
- Experience with CCAR and associated reporting and control performance.
- Experience with Python, Sequel, or Artificial Intelligence.
Responsibilities
- Contribute to the transformation of the NII forecasting function into a strategic tool for optimizing the balance sheet and investment portfolios.
- Perform business-as-usual revenue forecasting and NII forecasting within Capital Stress Testing.
- Partner with ALM Strategy Modeling, Analytics, and Automation teams to implement next-generation forecasting infrastructure for NII, liquidity, and capital.
- Accurately model balance sheet items and suggest improvements where necessary.
- Collaborate with risk partners, product leaders, and others across the firm.
- Play a key role in managing risk across Schwab and its specific legal entities.
- Seek process improvements and pursue efficiency.
Benefits
- Bonus or incentive opportunities in addition to the salary range.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
