Loss Prevention - Risk Assessment Specialist

Heartland Mutual Insurance•Thamesford, ON

115d•Remote

About The Position

At Heartland Mutual Insurance, rooted in Ontario and Nova Scotia, the company aims to be the Best Mutual, fostering a culture that values authenticity, embraces change, and empowers employees to make a meaningful impact. The Loss Prevention - Risk Assessment Specialist will operate from a home-based office, conducting detailed farm, commercial, and residential inspections. This role involves evaluating properties, identifying and analyzing hazards and critical issues, measuring buildings, taking photographs, and inspecting features such as fire prevention systems, heating equipment, and fuel storage tanks for insurance underwriting purposes. The specialist is also responsible for developing and submitting electronic reports with thermal and digital imagery, providing recommendations to underwriting, following up on requirements, conducting internal and external risk assessment inspections, maintaining documented inspection files, participating in ongoing training, and delivering education/awareness sessions to key stakeholders.

Requirements

Willingness to work on a flexible schedule and travel as needed.
A valid Ontario driver's license and an exceptional driving record are required.
Strong oral and written communication skills, including report writing.
Proficient in the use of Microsoft Word and Excel.
Post-secondary education and/or trade.
Must be a self-starter and work well independently.

Nice To Haves

General knowledge of electrical, mechanical and/or construction.
W.E.T.T knowledge.
Fire knowledge.
Farming background.
Previous experience in risk management and/or loss control.
Education/courses relevant to risk management, valuation and/or other insurance accreditation.

Responsibilities

Working out of your home-based office you will provide detailed farm, commercial and residential inspections.
Organizing and carrying out inspections to evaluate properties and report on-site observations for insurance underwriting purposes.
Identifying and analyzing hazards and critical issues, measuring buildings, and taking photographs, as well as inspecting features, such as fire prevention systems, heating equipment, and fuel storage tanks.
Develop and submit electronic reports, complete with thermal and digital imagery as well as recommendations to underwriting.
Follow up on requirements to ensure completion.
Conduct internal and external risk assessment inspections.
Develop and maintain fully documented inspection files.
Participate in on-going training and continuous education.
Provide education/awareness sessions to all key stakeholders.

Benefits

Countless opportunities to learn and grow.
Empowered to be your best self, do your best work, and make a meaningful impact.
Help shape the future of insurance.
Win as a team.
Grow with us.
Health and dental coverage.
Generous pension plan.
Share in our company’s success through our incentive plan.
Hybrid work model.
Competitive compensation package made up of base salary and bonus.
Health and wellness benefits.
Paid time off.
A Supportive Team: We’re not just a workplace, we’re a community. We are small but mighty, we believe in the power of connection, purpose, and belonging.
Inclusive Culture: Work in an environment that embraces diversity, equity, inclusion and belonging.
Career Growth & Development: Take advantage of continuous learning opportunities and stretch assignments.
Make an Impact: Play a key role in helping customers navigate challenging situations with empathy and expertise.