Loss Control Field Inspector with Workers’ Compensation Credentials

Cox & Smith Risk Management•Bellefonte, PA

14h•Onsite

About The Position

Cox & Smith Risk Management (CSRM) is seeking experienced Loss Control Field Inspectors / Risk Control Consultants with Workers’ Compensation loss control experience and applicable state-specific qualifications, certifications, or credentials. This independent contractor opportunity is designed for experienced loss control professionals who can conduct comprehensive Workers’ Compensation surveys and evaluate workplace safety, operational hazards, employee exposures, management controls, and loss prevention practices. The Loss Control Field Inspector conducts on-site risk assessments for commercial insurance carriers. The inspector will evaluate an insured’s operations with a primary focus on Workers’ Compensation exposures, employee safety, regulatory compliance, and loss control practices. Assignments may range from small commercial operations to complex manufacturing, construction, healthcare, hospitality, transportation, agricultural, and industrial risks. Assignments may include Property, General Liability, Workers' Compensation, Commercial Auto, Inland Marine, Builders Risk, Products Liability, and other specialty coverages. Inspectors must be capable of working independently, interviewing management, observing operations, identifying hazards and controls, and producing detailed reports that provide meaningful information for insurance underwriting and loss control purposes.

Requirements

Experienced Loss Control Field Inspectors / Risk Control Consultants with Workers’ Compensation loss control experience and applicable state-specific qualifications, certifications, or credentials.
Must be capable of working independently.
Must be able to interview management, observe operations, identify hazards and controls, and produce detailed reports.
Candidates must meet applicable state-specific requirements for performing Workers’ Compensation loss control or safety inspections in the states where they accept assignments.
Applicants should clearly identify: States in which they are qualified to perform Workers’ Compensation loss control surveys, Current state-specific certifications or credentials, Credential or certification numbers, when applicable, Expiration or renewal dates, OSHA and other safety certifications, Professional loss control or risk-management designations, Specialized industry qualifications.
Reliable transportation.
Computer with internet access.
Smartphone or suitable digital camera.
Strong written and verbal communication skills.
Ability to independently manage assignments and deadlines.

Nice To Haves

Substantial experience in Workers’ Compensation loss control, occupational safety, risk engineering, insurance loss prevention, industrial safety, or a closely related field.
State-specific Workers’ Compensation loss control qualifications
OSHA 10 or OSHA 30
Certified Safety Professional (CSP)
Associate Safety Professional (ASP)
Associate in Risk Management (ARM)
Certified Industrial Hygienist (CIH)
Construction safety experience
Industrial or manufacturing safety experience
Commercial insurance loss control experience
Risk engineering or occupational safety experience
Equivalent combinations of education, professional experience, certifications, and state-recognized qualifications will also be considered.
Ability to service multiple states.

Responsibilities

Conduct comprehensive on-site Workers’ Compensation loss control surveys.
Evaluate employee job duties, work processes, equipment, and occupational exposures.
Review workplace safety programs, policies, procedures, and employee training.
Evaluate management commitment to workplace safety and loss prevention.
Review accident investigation procedures, return-to-work programs, and claims-management practices when applicable.
Identify potential exposures involving falls, material handling, machinery, ergonomics, industrial hygiene, vehicle operations, and other occupational hazards.
Evaluate machine guarding, lockout/tagout, personal protective equipment, housekeeping, and other applicable safety controls.
Review contractor and subcontractor controls when applicable.
Evaluate construction and active jobsite safety exposures.
Interview owners, managers, safety personnel, supervisors, and employees as appropriate.
Develop practical and technically appropriate loss control recommendations.
Document findings with clear narratives and supporting photographs.
Provide an overall assessment of the insured’s safety practices and risk-management controls.
Complete detailed reports within established turnaround requirements.
Respond promptly to quality-control questions and requests for additional information.