Lock Desk Analyst

Elevations Credit Union • Broomfield, CO

3d • $23 - $31 • Hybrid

About The Position

The Lock Desk Analyst serves as the primary pricing and lock desk resource for Mortgage Sales and plays a critical role in maintaining pricing accuracy, lock management, and secondary market operations. This position supports mortgage pricing, pipeline monitoring, investor delivery activities, and process automation initiatives while helping ensure profitability, risk management, and operational efficiency across the mortgage portfolio.

Requirements

• Bachelor’s degree or equivalent related work experience.
• 2+ years of mortgage/finance experience.
• Strong excel capabilities including the ability to analyze large sets of data.
• Effective written and verbal communication skills.
• Exceptional attention to detail and accuracy.
• A personal smartphone is a requirement for employment with us.

Nice To Haves

• Experience with mortgage product and pricing engines, third party hedging software, and loan origination systems.
• Knowledge of secondary market pricing concepts, investor delivery requirements, and loan-level price adjustments (LLPAs).
• Basic SQL query knowledge.

Responsibilities

• Acts as the primary lock desk contact for mortgage sales, helping resolve lock, pricing, policy, and process-related questions.
• Assists Mortgage Sales and Operations in evaluating product eligibility, investor requirements, and pricing scenarios.
• Creates, reviews, and distributes daily rate sheets for first mortgage products.
• Monitors the mortgage pipeline for pricing accuracy, lock status, expiration risk, and investor eligibility, coordinating with Mortgage Sales and Operations to resolve discrepancies.
• Review and process lock extensions, relocks, and pricing exceptions in accordance with established policies and investor guidelines.
• Support loan delivery through process improvement and act as a backup for Loan Delivery function as needed.
• Prepare recurring and ad hoc reports related to mortgage production, lock activity, pipeline performance, profitability, and pricing trends for management and the Pricing Committee.

Benefits

• 4 weeks paid time off for full-time employees
• work anniversary paid time off
• paid volunteer time off
• 12 paid holidays
• Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account
• Up to a 4% match on 401(k) contributions
• Up to twelve weeks of fully paid parental leave
• An extensive Employee Assistance Program that provides personalized care options for your whole household
• Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree